FIRE Financial Calculators vs Fire Path

Plan your financial future with powerful, easy-to-use calculators. See exactly how your investments will grow, what your loan will really cost, and when you can reach financial independence. FREE CALCULATORS Investment Growth - Project long-term returns with monthly contributions Loan & Mortgage - Calculate payments, total interest, and loan-to-value PREMIUM CALCULATORS ($4.99 one-time) FIRE Calculator - Find your financial independence number and target date Retirement Savings - Plan retirement income using the 4% rule Compound Interest - Compare compounding frequencies and scenarios Savings Rate - See how your savings rate impacts years to financial independence FEATURES Beautiful interactive charts and year-by-year breakdowns Share your results as polished images No ads. No subscriptions. No data collection. All calculations run locally on your device Built by Independence Investing - tools for people pursuing financial independence.

Fire Path is an on-device retirement and FIRE (Financial Independence, Retire Early) simulator. Model how long your money lasts by backtesting your plan against a century of real market history—then stress-test it with Monte-Carlo simulation. WHAT IT DOES • Historical backtesting across every rolling retirement window using real market return, inflation, and gold data. • Six withdrawal strategies: fixed real, percent-of-portfolio, Guyton-Klinger guardrails, VPW, CAPE-based, and more. • Monte-Carlo simulation for the odds your plan survives, not just a single path. • Save scenarios and compare them side by side—lean vs. aggressive, early vs. late. • Export your numbers to JSON. PRIVATE BY DESIGN Every simulation runs entirely on your device. There is no account, no sign-in, and your inputs never leave your phone. The free tier shows a single non-personalized banner ad; there is no tracking and no ad personalization. FREE & PRO The free tier includes core historical backtesting. A one-time Pro purchase unlocks all six advanced withdrawal strategies, scenario saving and compare, Monte-Carlo simulation, JSON export, extended market data, and removes ads. One purchase, yours forever—no subscription. For educational and informational purposes only. Fire Path is not financial, investment, or tax advice, and past performance does not guarantee future results.