Comparison

Budget Planner vs Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Budget Planner

Features
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Budget Planner - Kakeibo is the simplest, most honest budget app you'll ever use. No ads. No subscription. No paywalls. Ever. Just open it, log your expense, and you're done. That's it. WHY KAKEIBO? Kakeibo is a Japanese budgeting method that helps you become more mindful about your spending. Instead of overwhelming you with charts and categories, it asks one simple question: where did my money go? Budget Planner - Kakeibo brings this philosophy into the digital age β€” clean, fast, and distraction-free. FEATURES - Log expenses in seconds Add an expense in just a few taps. No friction, no unnecessary steps. - AI-Powered Monthly Reports At the end of each month, get a smart summary of your spending habits. Understand where your money goes, what changed, and how to improve β€” written in plain language, not just charts. - Daily & Monthly Overview See exactly what you spent today, this week, or this month β€” at a glance. - Calendar View Browse your spending day by day. Tap any day to see its expenses. - No Ads β€” Not Now, Not Ever We don't show ads. We don't sell your data. We don't interrupt you. - No Subscription β€” Pay Nothing, Use Everything Every feature is available from day one. No "Pro" version. No trial period. - Privacy First Your financial data stays on your device. No account required. No cloud sync. No sign-up. - Lightweight & Fast Launches instantly. Works offline. Doesn't drain your battery. WHO IS THIS FOR? - Anyone tired of bloated finance apps with 50 features they'll never use - People who want a simple habit of tracking daily spending - Those who've tried budgeting apps and quit because they were too complex - Anyone who refuses to pay a monthly fee just to see their own expenses THE PHILOSOPHY Most budget apps make money by selling you a subscription or showing you ads. We think that's backwards. A budgeting app should help you save money, not cost you more of it. Budget Planner - Kakeibo is free because it should be. Simple because it has to be. And honest because there's no other way to build a tool about money. Download it. Use it today. No setup required. Privacy Policy: https://foaltycoder.com/privacy.html Terms of Service: https://foaltycoder.com/terms.html

About

Simple Expense Tracker

Features
Read full description

Welcome to Simple Expense Tracker, a clean, intuitive, and privacy-focused financial management application. Designed for users who want strict control over their budget without the annoyance of commercial interruptions, our app is completely free of advertisements. We believe your financial data belongs to you. That is why Simple Expense Tracker is strictly "offline-first." We do not require a cloud account, we do not use analytics tracking, and we never sync your private data to external servers. It is simply you, your budget, and total peace of mind. CORE CAPABILITIES: Zero Advertisements Enjoy a clean, distraction-free environment. Unlike other trackers, we do not interrupt your financial planning with banner ads or pop-ups. Effortless Transaction Tracking Log your daily expenses and income streams in seconds. Keep a running tally of your financial activity with a clean, no-nonsense interface. Financial Dashboard Get a clear, at-a-glance overview of your financial health. Your home screen instantly displays your current balance, total income, and total expenses for the period. Smart Categorization Visually track exactly where your money is going. Assign transactions to default categories like Food, Transport, and Utilities to easily identify your spending habits. 100% Privacy & Offline Your data is stored securely and locally right on your device. Since the app functions offline, your financial records never leave your pocket. PREMIUM FEATURES (PRO): Upgrade to Simple Expense Manager Premium to unlock advanced tools for total financial control: Unlimited Custom Categories Tailor the app to your exact lifestyle. Create unlimited, highly specific categories for your unique spending habits. Advanced CSV Data Export Export your entire financial history into a standard CSV spreadsheet. Perfect for doing your taxes, sharing reports with your accountant, or analyzing your finances in Excel or Numbers. Custom App Themes Personalize your financial diary. Unlock more than 10 custom color palettes and themes to make the app truly yours. Take back control of your budget today with Simple Expense Trackerβ€”lightweight, secure, ad-free, and built for your privacy. Eula for in app purchases: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Planner4 screens
Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Simple Expense Tracker at every 2 weeks against Budget Planner's monthly. Simple Expense Tracker also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Budget Planner sells 3 one-off in-app purchases and Simple Expense Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Planner ships an update monthly, Simple Expense Tracker every 2 weeks. The most recent releases landed on November 5, 2026 and November 9, 2026 respectively.

Scorecard2 real differences Β· 4 level
Budget Planner versus Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterBudget PlannerSimple Expense Tracker
PriceFreeFree
Update frequencyMonthlyEvery 2 weeks β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.013.0 β€” better
Further details β€” not scored
Size79 MB35 MB
Age rating12+4+
DeveloperFurkan TumaySick App Developers GmbH

In-app purchases

3 purchases

Budget Planner

One-time3
  • 100 Credits$0.99
  • 250 Credits$2.49
  • 500 Credits$4.99
2 purchases

Simple Expense Tracker

Subscriptions2
  • Simple Expense Manager Premium$1.991 Month
  • Simple Expense Manager Premium$14.991 Year

Questions

Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with in-app purchases available.
Do Budget Planner or Simple Expense Tracker have ads?
Neither Budget Planner nor Simple Expense Tracker shows ads.
Which is updated more often, Budget Planner or Simple Expense Tracker?
Budget Planner ships an update monthly, and Simple Expense Tracker every 2 weeks. Most recently, Budget Planner was updated on November 5, 2026 and Simple Expense Tracker on November 9, 2026.

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