PennyPup vs Expensed
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PennyPup
This personal finance app helps users track expenses, manage subscriptions, and set savings goals with visual progress. It offers smart analytics to understand cash flow and automations for income projection. Designed for a modern lifestyle, it makes managing money simple and rewarding.
- Real-time expense tracking
- Subscription manager
- Gamified savings goals
- Smart analytics
- Payday automations
- Habit tracker
- iCloud sync
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Take Control of Your Finances with PennyPup Stop wondering where your money went. PennyPup is the all-in-one personal finance companion designed for Gen Z, freelancers, and anyone ready to master their budget. Whether you're tracking daily coffee runs or planning for a major milestone, PennyPup makes finance simple, visual, and rewarding. Key Features: - Real-Time Expense Tracking: Log transactions instantly or import them via CSV to stay on top of your spending habits. - Subscription Manager: Never get hit with a surprise renewal again. Track all your recurring bills in one place and get reminded before they process. - Gamified Savings Goals: Turn saving money into a win. Set custom goals and watch your progress grow with visual milestones. - Smart Analytics: Understand your cash flow with beautiful, easy-to-read charts. See exactly where your Needs, Wants, and Savings are going each month. - Payday Automations: Add your employment details to automatically project your net pay and schedule upcoming income. - Habit Tracker: Build positive financial and daily routines and track your streaks. - Custom Counters: Count the days since your last impulse purchase, or set a countdown until your next vacation. - iCloud Sync: Your data is yours. Securely sync your financial records across all your iOS devices using your private iCloud storage. - Built for Your Lifestyle: Perfect for side-hustlers and freelancers who need to manage multiple income streams and diverse expenses. Download PennyPup today and start your journey toward financial freedom! Privacy: https://soszust40.us/dev/PennyPup_pivacy.html Terms and Conditions: https://soszust40.us/dev/PennyPup_terms.html
Expensed
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Expensed is a private expense tracker that works offline, with no account required. Record expenses and income, organise your accounts and categories, and see where your money goes. Add transactions manually, scan a receipt, or import an image or PDF. On supported devices, Expensed can use an on-device AI model to read the receipt and prepare a transaction for you to review. Set up the model once, and receipt processing stays on your device. Features include: • Weekly and monthly budgets • Spending breakdowns and period comparisons • One-off bill splitting and groups • Recurring transactions • Multiple accounts and currencies • Receipt and document attachments • CSV import and export Your financial records stay on your device. There are no ads, analytics, or accounts to sign up for. Some optional features require an internet connection, including AI model setup, exchange rates, purchases, and cloud backup.
Screenshots
Verdict
The clearest difference is in-app purchases: PennyPup at none against Expensed's 1. PennyPup also leads on update cadence (weekly vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expensed sells 1 one-off in-app purchase. PennyPup asks for nothing beyond the download.
PennyPup ships an update weekly, Expensed fortnightly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | PennyPup | Expensed |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 16 MB | 132 MB |
| Age rating | 4+ | 4+ |
| Developer | Simon Oszust | Xianthus Software |
In-app purchases
PennyPup
No in-app purchases
Expensed
- Cloud Backup$9.99









