Kvitt vs AyuutoCircle

Kvitt makes it easy to split expenses with friends, family, roommates and travel buddies. Add an expense, choose how to split it, and Kvitt works out who owes whom. When everything is paid, you're Kvitt, Swedish for "even". HOW IT WORKS 1. Create a group and invite people with a link, a QR code or from your contacts 2. Add expenses: the amount, who paid and how to split it 3. See right away who gets money back and who needs to pay 4. Settle up and mark it as paid EVERYTHING YOU NEED, FREE • Your total balance across all groups on the home screen • Four ways to split: equally, by percent, by amount or by shares (new!) • A Friends tab with the balance per friend. Add friends with a QR code and settle up across all groups at once • A receipt or photo on every expense • Comment on expenses right in the app • Multiple currencies, each group has its own • Statistics per group: where the money goes and who you share most with • Notifications when someone adds an expense or pays • Dark mode and 9 languages • No ads PERFECT FOR • Trips and weekends away • Shared homes and households • Dinners, parties and nights out • Family, teams and clubs KVITT PREMIUM The free version goes a long way. Premium adds: • Recurring expenses (rent, utilities, streaming) • A default split per group • Guests without the app, with private links for guests • Statistics for all groups at once • Export to Excel/CSV Premium is available as a monthly or yearly subscription. The price is shown in the app before you buy. New users may get a free trial; cancel before it ends and you won't be charged. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it under Subscriptions in your Apple ID settings. Terms of use: https://kvittapp.com/tos Subscription terms: https://kvittapp.com/subscribe_tos Privacy policy: https://kvittapp.com/privacy_policy Support: https://kvittapp.com/support

AyuuutoCircle is the easiest way to run a savings circle with family and friends. Whether you call it an Ayuuto, Susu, Tanda, Chit Fund, Hui, or ROSCA — AyuuutoCircle keeps everything organised so you can focus on saving together. WHAT IS A SAVINGS CIRCLE? A savings circle is a trusted group of people who each contribute a set amount regularly. Every cycle, one member receives the full pot. It's a proven, community-driven way to save and access a lump sum — used by millions of families worldwide. HOW IT WORKS 1. Create or join a circle 2. Members contribute each cycle 3. One member receives the full payout per cycle 4. Repeat until everyone has received their payout KEY FEATURES • Create unlimited circles and invite members via a shareable link • Track who has paid and who is still pending at a glance • Animated progress ring shows collection status in real time • Automatic payout scheduling keeps the order fair and transparent • Payout history so every cycle is accounted for • Group chat to keep members coordinated • Full dark mode support • Simple Mode for accessibility PREMIUM Upgrade once, own it forever: • Send payment status summaries directly to WhatsApp • Export financial statements • Unlimited circles • Ad-free experience & priority support BUILT FOR TRUST Ayuuuto Circle puts transparency at the centre of every circle. Organisers mark payments, members see their standing, and everyone stays on the same page. Download free and start your first circle today.