Comparison

Smart Kharcha Book vs Simple Account Book

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Smart Kharcha Book

Features
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Smart Kharcha Book is your smart, simple, and powerful expense manager - designed for individuals, families, and groups who want full control over their finances. Track every rupee with ease. Create multiple expense books, add members, categorize transactions, and see exactly where your money goes - all from one beautifully designed app. KEY FEATURES: โ€ข Multiple Expense Books - Manage separate books for personal, family, trips, or business expenses. Customize each with its own icon and currency. โ€ข Collaborative Tracking - Add members to any book and track who spent what. Perfect for shared households, trips with friends, or small teams. โ€ข Smart Categories - Organize expenses into categories like Food, Transport, Shopping, Bills, and more. Create your own custom categories too. โ€ข Flexible Period Filters - View your spending daily, weekly, monthly, yearly, or set a custom date range. Instantly see totals for any period. โ€ข Grouped Insights - Transactions are grouped by category and by member so you always know the big picture at a glance. โ€ข Export & Share - Export your expense data and share it with anyone. Great for reimbursements and record-keeping. โ€ข Multi-Currency Support - Choose a currency for each book. Ideal for travelers and anyone managing finances across borders. โ€ข Multi-Language Support - Available in English, Hindi, Gujarati, and Hinglish. โ€ข Personalization - Pick emoji avatars, customize book icons, and make the app truly yours. โ€ข Offline First - All your data is stored locally on your device. No internet required to track expenses. โ€ข Beautiful Dark & Light Themes - A clean, modern interface that looks great day and night. PREMIUM (Optional): Unlock the full experience with Smart Kharcha Book Premium - enjoy an ad-free interface and access to all future premium features with an affordable annual subscription. Whether you're splitting dinner with friends, managing a household budget, or keeping track of a group trip - Kharcha Book makes it effortless. Download now and take charge of your kharcha! Icon Credits โ€ข Wallet Icon by afif fudin โ€“ Flaticon Terms of Use: https://www.ashishbaghel.com/terms-smart-kharcha-book.html Privacy Policy: https://www.ashishbaghel.com/privacy-smart-kharcha-book.html

About

Simple Account Book

Features
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Simple Account is an easy income and expense tracker for daily personal and small business accounting. Record your income, expenses, contacts, and notes in one simple app. View your current balance, review transaction history, manage contact-based records, and generate useful reports whenever needed. Simple Account is designed for users who want a clean and easy account book without complicated accounting software. It is useful for personal finance, shop accounts, freelancers, farmers, small businesses, and daily cash tracking. Key Features: Income and Expense Tracking Quickly record income and expense entries with amount, date, category, contact, and notes. Balance Overview Instantly view your total income, total expense, and current balance. Contact-Based Records Track transactions by contact, customer, supplier, friend, or business account. Transaction History Review all records in a clean list with search and filter options. Reports and Statements View account statements and export reports in PDF or CSV format. Profile and Documents Add organization details, logo, signature, and contact information for professional documents. Backup and Restore Keep your account data safer with backup and restore options. Simple and Clean Design Easy-to-use interface built for daily use. Simple Account helps you manage money records clearly, whether you are tracking personal expenses or maintaining daily business accounts.

Screenshots

Smart Kharcha Book4 screens
Simple Account Book4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Account Book at none against Smart Kharcha Book's 4. Simple Account Book also leads on iOS requirement (13.0 vs 15.6). Smart Kharcha Book's advantage is update cadence (every 3 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Smart Kharcha Book sells 4 in-app purchases, starting at $9.99 per year. Simple Account Book asks for nothing beyond the download.

UpkeepUpdate frequency

Smart Kharcha Book ships an update every 3 days, Simple Account Book every 2 months. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

Scorecard3 real differences ยท 3 level
Smart Kharcha Book versus Simple Account Book: the parameters behind the verdict, then further details
ParameterSmart Kharcha BookSimple Account Book
PriceFreeFree
Update frequencyEvery 3 days โ€” betterEvery 2 months
AdsYesYes
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 โ€” better
Further details โ€” not scored
Size71 MB42 MB
Age rating17+4+
DeveloperAshish Kumar BaghelACKPlus Solutions Private Limited

In-app purchases

4 purchases

Smart Kharcha Book

Subscriptions1
  • Annual Plan$9.991 Year
One-time3
  • Small Coffee Donation$0.99
  • Large Coffee Donation$2.99
  • Croissant & Coffee$4.99
None

Simple Account Book

No in-app purchases

Questions

Is Smart Kharcha Book free?
Smart Kharcha Book is free to download, with in-app purchases available.
Is Simple Account Book free?
Simple Account Book is free to download, with no in-app purchases.
Do Smart Kharcha Book or Simple Account Book have ads?
Both Smart Kharcha Book and Simple Account Book show ads.
Which is updated more often, Smart Kharcha Book or Simple Account Book?
Smart Kharcha Book ships an update every 3 days, and Simple Account Book every 2 months. Most recently, Smart Kharcha Book was updated on October 24, 2026 and Simple Account Book on October 8, 2026.

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