FlexFlow Pro vs COMMITLY Spend

FlexFlow turns budget management into a smart, simple and motivating experience. Instead of dealing with boring spreadsheets, you can track your income, expenses, subscriptions, credit cards, loans, savings goals and investments in one place. Powered by AI, FlexFlow helps you understand your money habits, improve your financial literacy and make more confident financial decisions. WHY FLEXFLOW? AI FINANCIAL COACH • Get smart reports that analyze your income and spending habits. • Receive personalized insights for spending, saving, debt management and financial protection. • Discover hidden cash flow leaks and find new saving opportunities with AI-powered analysis. • Choose between Smart Analysis that runs entirely on your device with no data sharing, or more advanced Cloud Analysis — you stay in control. ADVANCED DASHBOARD • View your cash balance, monthly net cash flow and investments in seconds. • Enjoy a premium Neo-Bank inspired interface with dark mode support. • Understand your financial situation at a glance with clear and modern visuals. ALL ACCOUNTS & SUBSCRIPTIONS IN ONE PLACE • Manage recurring payments such as Netflix, Spotify and other subscriptions. • Track hidden expenses and see where your money goes every month. • Add and categorize credit cards, loans, checks, promissory notes and time deposits. • Set savings goals and track your progress with visual progress bars. FINANCIAL LITERACY & MOTIVATION • See your Financial Health Score and understand how your habits affect your financial well-being. • Build better money habits with a gamified experience. • Earn XP as you save consistently, level up and maintain your streak. PRIVACY & SECURITY • FlexFlow does not connect to your bank account; all financial data is entered manually by you. • Your data is encrypted and securely synced across your devices. • Your financial information is never sold to advertisers. • Protect your app with Face ID or Touch ID. • Permanently delete your account and all your data whenever you choose. PDF REPORTING Export your monthly AI analyses and transaction summaries as PDF reports, and keep your financial records safely on your own device. Download FlexFlow today and start securing your financial future. Note: FlexFlow is a budgeting and informational tool; the analyses provided do not constitute investment or financial advice. Subscription required: FlexFlow requires a FlexFlow Premium subscription to use, including the Asset Center, AI Finance Coach, advanced analytics, and PDF export. A 7-day free trial is available; after the trial, a paid subscription is required to continue. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://flexflow.pro/legal.html

COMMITLY Spend is the mobile companion to COMMITLY for managing corporate cards and approving bills on the go. It gives finance teams and cardholders quick access to card activity, receipt capture, and invoice approvals — without opening the desktop app. Core capabilities Card & transaction overview— View your COMMITLY business debit cards, limits, and outstanding balances. Browse and search transactions in real time, with filters for missing receipts. Receipt capture & attachment— Attach a receipt to a card transaction by taking a photo with your device camera or choosing an image from your library, keeping records organized and audit-ready. Bill approvals— Review pending invoices assigned to you, open bill details and attached PDFs, and approve or reject bills directly from your phone. Stay on top of due dates and early-payment discounts. Push notifications— Get alerts for missing receipts, new transactions, and bills awaiting your approval, with deep links into the right screen. Security & preferences— Sign in with Face ID or Touch ID, choose light or dark mode, and switch language (English, Deutsch, Italiano). Typical use flows Cards & receipts Enable COMMITLY Wallet in COMMITLY settings. Use your COMMITLY business debit card for a purchase. Open COMMITLY Spend app to review the transaction. Attach a receipt photo via camera. Bills approval Connect Bills in COMMITLY and submit invoices into your approval workflow. Receive a push notification when a bill needs your approval. Open the Bills tab in COMMITLY Wallet to review the invoice. Approve or reject the bill on the spot. Summary COMMITLY Spend is built for users who need fast, mobile access to business debit card transactions, receipt management, and bill approvals — fully integrated with the COMMITLY ecosystem.