FlexFlow Pro vs Subly

FlexFlow turns budget management into a smart, simple and motivating experience. Instead of dealing with boring spreadsheets, you can track your income, expenses, subscriptions, credit cards, loans, savings goals and investments in one place. Powered by AI, FlexFlow helps you understand your money habits, improve your financial literacy and make more confident financial decisions. WHY FLEXFLOW? AI FINANCIAL COACH • Get smart reports that analyze your income and spending habits. • Receive personalized insights for spending, saving, debt management and financial protection. • Discover hidden cash flow leaks and find new saving opportunities with AI-powered analysis. • Choose between Smart Analysis that runs entirely on your device with no data sharing, or more advanced Cloud Analysis — you stay in control. ADVANCED DASHBOARD • View your cash balance, monthly net cash flow and investments in seconds. • Enjoy a premium Neo-Bank inspired interface with dark mode support. • Understand your financial situation at a glance with clear and modern visuals. ALL ACCOUNTS & SUBSCRIPTIONS IN ONE PLACE • Manage recurring payments such as Netflix, Spotify and other subscriptions. • Track hidden expenses and see where your money goes every month. • Add and categorize credit cards, loans, checks, promissory notes and time deposits. • Set savings goals and track your progress with visual progress bars. FINANCIAL LITERACY & MOTIVATION • See your Financial Health Score and understand how your habits affect your financial well-being. • Build better money habits with a gamified experience. • Earn XP as you save consistently, level up and maintain your streak. PRIVACY & SECURITY • FlexFlow does not connect to your bank account; all financial data is entered manually by you. • Your data is encrypted and securely synced across your devices. • Your financial information is never sold to advertisers. • Protect your app with Face ID or Touch ID. • Permanently delete your account and all your data whenever you choose. PDF REPORTING Export your monthly AI analyses and transaction summaries as PDF reports, and keep your financial records safely on your own device. Download FlexFlow today and start securing your financial future. Note: FlexFlow is a budgeting and informational tool; the analyses provided do not constitute investment or financial advice. Subscription required: FlexFlow requires a FlexFlow Premium subscription to use, including the Asset Center, AI Finance Coach, advanced analytics, and PDF export. A 7-day free trial is available; after the trial, a paid subscription is required to continue. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://flexflow.pro/legal.html

Subly shows you how much you pay for subscriptions and reminds you before every charge. No bank connection and no account needed. THE ESSENTIALS • Reminders before every charge and before a free trial ends, so you can cancel what you don't use in time. • All your monthly spending in one number, even if you pay in several currencies (European Central Bank reference rates). • Your year: what you've spent so far, what's expected through December and what your current subscriptions cost per year. • A calendar with all your charges and each month's list of payments. • Monthly budget with an alert if you go over it. • Icons and colors for every subscription, and 100+ services suggested as you type. CANCEL WITHOUT GETTING LOST • Every subscription shows how to cancel it: the service's cancellation page and your App Store subscriptions. • See how much you've paid since you added it and what it costs per year. • Savings simulator: mark what you don't use and see how much you'd save. SPLIT COSTS • Note who you share each subscription with and how much each person owes you. • Mark it as paid or send a reminder by message. ADD IN SECONDS • Type the name or scan a receipt with the camera or from a screenshot. Text is recognized on your own device. ON ALL YOUR DEVICES • iCloud sync. • Widgets for the Home Screen and the Lock Screen. • Apple Watch app with your spending and upcoming charges. PRIVACY • No accounts, no bank access and no ads. • Your data stays on your device and in your private iCloud. • Face ID lock and export to CSV or JSON. SUBLY PRO For free you get up to 4 active subscriptions with reminders 1 day before the charge, calendar, budget, shared costs, receipt scanner and widgets. Subly Pro adds unlimited subscriptions, reminders as many days in advance as you want, iCloud sync, the Apple Watch app, "Your year" and currency conversion. • Annual plan with a 1-month free trial for new subscribers. If you don't cancel before the trial ends, the annual fee is charged. • Monthly and annual plans: auto-renewable subscriptions. Payment is charged to your Apple Account at confirmation of purchase. They renew automatically unless canceled at least 24 hours before the end of the current period. You can manage and cancel them in your Apple Account settings. • One-time purchase: unlocks Subly Pro forever, with no renewals. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/subly-app-/inicio