Comparison

Koink vs Moskosub

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Koink

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Your money tells a story. Koink helps you write it. Koink is an AI-powered money journal that helps you understand not just where your money goes, but why. Scan receipts, track spending, split bills with friends, and reflect on your financial journey in one simple app. SCAN Point your camera at any receipt and Koink extracts the details automatically. The AI detects merchant names, line items, totals, taxes, and categories in seconds. Works with receipts in multiple languages. TRACK Set monthly budgets and monitor your spending with clear visual summaries. See income, expenses, debts, and your running balance in one clean dashboard. SPLIT Scan a receipt and split the bill instantly with friends. Track who owes what, settle payments, and share a clean summary. Create group trips and invite friends with a link. REFLECT Koink also includes a personal journal where you can record your day, tag your mood, add locations, and connect spending to the moments behind it. AI writing assistance helps you capture thoughts quickly. SYNC Sign in to sync your data across devices. All information is end-to-end encrypted on your device before upload, so not even we can read it. FEATURES β€’ AI receipt scanning β€’ Expense tracking and budgeting β€’ Bill splitting with friends β€’ Personal money journal β€’ Multiple currencies β€’ Export splits to PDF or text β€’ Location tagging for journal entries β€’ Custom themes, fonts, colors, and app icons β€’ No ads Koink helps you organize your finances while capturing the story behind every expense. -------------------------------------------------------------------------------------------------------- Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://koink.app/privacy

About

Moskosub

Features
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Moskosub is your one-stop platform for the cheapest Data, VTU airtime, Disco electricity payments, Cable TV subscriptions, and Bulk SMS services. With many years of experience in the telecom industry, we have built a reputation for providing fast, reliable, and affordable services that meet the daily needs of individuals and businesses. Our platform is designed to simplify your everyday transactions, giving you access to a wide range of services in one place. Whether you need to top up data, recharge airtime, pay electricity bills, subscribe to your favorite TV packages, or send Bulk SMS, Moskosub ensures that the process is seamless, secure, and stress-free. At Moskosub, customer satisfaction is at the heart of everything we do. With Moskosub, you can stay connected, manage your bills with ease, and experience convenience like never before

Screenshots

Koink4 screens
Moskosub4 screens

Verdict

The call

The clearest difference is in-app purchases: Moskosub at none against Koink's 5. Moskosub also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.1). On price, update cadence and ads there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Koink sells 5 in-app purchases, starting at $5.99 per month. Moskosub asks for nothing beyond the download.

UpkeepUpdate frequency

Koink ships an update every 10 days, Moskosub every 9 days. The most recent releases landed on September 10, 2026 and September 19, 2026 respectively.

Scorecard3 real differences Β· 3 level
Koink versus Moskosub: the parameters behind the verdict, then further details
ParameterKoinkMoskosub
PriceFreeFree
Update frequencyEvery 10 daysEvery 9 days β€” better
AdsNoNo
In-app purchasesYesNo β€” better
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS26.115.0 β€” better
Further details β€” not scored
Size12 MB22 MB
Age rating4+17+
DeveloperRomano CoronelSMD TECHNOLOGIES LIMITED

In-app purchases

5 purchases

Koink

Subscriptions2
  • Koink Premium$5.991 Month
  • Koink Premium Yearly$49.991 Year
One-time3
  • 50 Scan Credits$4.99
  • 150 Scan Credits$12.99
  • 500 Scan Credits$29.99
None

Moskosub

No in-app purchases

Questions

Is Koink free?
Koink is free to download, with in-app purchases available.
Is Moskosub free?
Moskosub is free to download, with no in-app purchases.
Do Koink or Moskosub have ads?
Neither Koink nor Moskosub shows ads.
Which is updated more often, Koink or Moskosub?
Koink ships an update every 10 days, and Moskosub every 9 days. Most recently, Koink was updated on September 10, 2026 and Moskosub on September 19, 2026.

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