WaySplit vs BYOSW
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WaySplit
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WaySplit is a travel expense splitting tool designed to track every expense, automatically split costs, and clearly show who owes what when the trip is over. Key Features: - Create trips with destination, dates, and base currency - Snap a photo or pick receipts from your album — AI auto-detects amounts, merchants, and items - Multi-currency support with exchange rate conversion - Custom split groups with flexible cost-sharing options per expense - Auto-calculated settlements with minimal transfer suggestions - Spending breakdown by category (dining, transport, shopping, accommodation, and more) - Manual entry and quick actions supported
BYOSW
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byosw is built for the times you spend money with other people — group trips, shared rent and utilities, dinners with friends, gifts for someone, family expenses. It tracks who paid, who owes whom, and settles with the fewest transfers. 【Sound familiar?】 • Eight friends took turns paying on a trip, and now nobody can untangle the currencies. • Roommates split utilities, but the bill is different every month and someone always feels shortchanged. • Dinner for six, but two skipped the appetizers and one didn't drink — splitting evenly isn't fair. • A group gift where everyone chipped in different amounts. • You spotted a friend a cab fare three months ago and forgot. byosw handles all of these. 【How it fits real life】 • Travel: Create a "Tokyo Trip" group, log expenses as they happen. At the end, byosw tells you who should transfer what to whom — usually two or three transfers settle the whole trip. • Roommates: Create an "Apartment" group, split utilities by your preferred ratio (room size, headcount, or usage), and clear it month-end with one tap. • Dinners: Open the app at the table, enter amounts and pick who joined — people who didn't come don't pay. Shared appetizers and individual drinks both work cleanly. • Reimbursements: The Friends tab aggregates debts across all your groups, so you see at a glance who owes you and who you owe. • Multi-currency: Yen for souvenirs, TWD for the hotel, USD for the taxi — auto-converted to your preferred currency. 【Why byosw】 byosw covers every step of splitting expenses in one place: • Four split methods: equal, exact, percentage, shares • Live multi-currency conversion • Smart settlement (minimum transfers to clear all debts) • Real-time push notifications, activity history, friend system • Three sign-in methods, three languages, light/dark themes Settle the money, then go enjoy each other's company. 【Privacy】 byosw does not collect your precise location, and does not sell or rent your data to third parties. Receipt images stay on your device only and are never uploaded to our servers. Full privacy policy: https://byosw.fcreps.com/privacy/ 【Account Deletion】 Delete your account anytime via "Account → Danger zone → Delete account" within the app. Personal data is removed immediately. 【Support】 Questions or feedback: support@fcreps.com
Screenshots
Verdict
The clearest difference is update cadence: BYOSW at weekly against WaySplit's monthly. BYOSW also leads on iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
WaySplit ships an update monthly, BYOSW weekly. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.
| Parameter | WaySplit | BYOSW |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 9 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | CHIAMING TU | Fang Cheng HUNG |
In-app purchases
WaySplit
No in-app purchases
BYOSW
No in-app purchases









