Split Bills & Expenses vs Lode
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Bills & Expenses
Easily track shared expenses for groups or couples. Log payments in any currency with automatic real-time conversions. Split bills equally, by ratio, or custom amounts, and get instant balance updates.
- Multi-currency expense logging
- Automatic real-time currency conversion
- Multiple split methods (equal, ratio, custom)
- Real-time sync and notifications
- Attach photos to payments
- Offline expense recording
- Budget alerts
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For two or a crowd. Just log your payments and instantly see currency conversions, balances, and who owes what to whom. No account needed. Open the app and start right away. 【Why Choose Evere】 - Record in any currency — Converts automatically at real-time rates. No need to look up exchange rates - No sign-up, instant start — Inviting members is optional. Add a name and you're good to go - 3 ways to split — Equal, by ratio, or custom amounts. Handle any split, any way you like - Real-time sync & notifications — The moment someone logs a payment, everyone sees it instantly - Attach photos to payments — Save receipt photos alongside your expenses. Check back anytime - Works offline — Record expenses without a connection. Syncs automatically when you're back online - Budget alerts — Set a limit per trip. Get notified before you overspend 【Perfect for】 - Group travel and trip expenses - Dining out and splitting bills - Couples and families managing shared costs - Daily multi-currency tracking for expats - Tracking your own everyday spending Terms of Use: https://support.evereapp.com/en/terms/
Lode
Effortlessly track your finances using natural language input and AI-powered categorization. Manage budgets, bills, and savings goals with receipt scanning and multi-currency support. Ideal for those seeking a fast and intuitive budgeting experience without complex forms.
- AI transaction entry via natural language
- Receipt scanning and data extraction
- Budgeting and bill management
- Multi-currency tracking
- Savings goals and debt tracking
- Home screen widgets and Siri Shortcuts
- Shared financial spaces
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Lode is an AI expense tracker that turns plain language into clean personal finance records. Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized. SMART, EFFORTLESS ENTRY - Natural language: write or speak a few words, get a ready transaction - Scan receipts — AI reads the amount, store, and date - Learns your habits for faster, more accurate categorizing ASK LODE ANYTHING - Chat with Lode about your money — "How much did I spend on coffee this month?" - Get plain-language answers about balances, budgets, and trends - Ask hands-free with Siri, too SEE WHERE YOUR MONEY GOES - Income and spending statistics, side by side - Daily cost and daily income, trends, and category breakdowns - Smart insights that explain your numbers in plain words PLAN AHEAD - Budgets with alerts before you overspend - Bills and reminders so nothing slips - Savings goals with progress tracking - Debts — who owes whom, and how much is left BUILT FOR REAL LIFE - Multiple currencies with live exchange rates and a built-in converter - Shared accounts for family or partners, synced across devices - Home Screen, Lock Screen, and Control Center widgets - Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report - Smart import from CSV, Excel, or other finance apps — AI maps your data automatically PRIVATE BY DESIGN - Your data syncs securely through iCloud - No ads, no selling your data Start with a few words. Lode does the rest. Terms of Use (EULA): https://lodeapp.framer.website/term-of-use Privacy Policy: https://lodeapp.framer.website/privacy-policy
Screenshots
Verdict
The clearest difference is ads: Lode at none against Split Bills & Expenses's shown. Lode also leads on update cadence (every 4 days vs every 2 weeks) and ratings volume (8 vs 1). Split Bills & Expenses's advantage is iOS requirement (15.1 vs 18.0). On price, rating, review sentiment and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Bills & Expenses sells 2 in-app purchases, starting at $4.99 per month and Lode sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Split Bills & Expenses against 5.0 for Lode. That said, the two scores are not equally well evidenced: Lode has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.
Split Bills & Expenses ships an update every 2 weeks, Lode every 4 days. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.
| Parameter | Split Bills & Expenses | Lode |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (8 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 8 — better |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 55 MB | 55 MB |
| Age rating | 4+ | 4+ |
| Developer | Ryugo Imada | Kyrylo Svystun |
Customer experience
Split Bills & Expenses
Lode
In-app purchases
Split Bills & Expenses
- Evere Pro Monthly Plan14 Days trial$4.991 Month
- Evere Pro Annual Plan14 Days trial$39.991 Year
Lode
- Lode Premium$3.991 Month
- Lode Premium3 Days trial$29.991 Year
- Lifetime Premium$59.99









