Comparison

Split Bills & Expenses vs Lode

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Bills & Expenses

Easily track shared expenses for groups or couples. Log payments in any currency with automatic real-time conversions. Split bills equally, by ratio, or custom amounts, and get instant balance updates.

Highlights
  • Multi-currency expense logging
  • Automatic real-time currency conversion
  • Multiple split methods (equal, ratio, custom)
  • Real-time sync and notifications
  • Attach photos to payments
  • Offline expense recording
  • Budget alerts
Features
Read full description

For two or a crowd. Just log your payments and instantly see currency conversions, balances, and who owes what to whom. No account needed. Open the app and start right away. 【Why Choose Evere】 - Record in any currency — Converts automatically at real-time rates. No need to look up exchange rates - No sign-up, instant start — Inviting members is optional. Add a name and you're good to go - 3 ways to split — Equal, by ratio, or custom amounts. Handle any split, any way you like - Real-time sync & notifications — The moment someone logs a payment, everyone sees it instantly - Attach photos to payments — Save receipt photos alongside your expenses. Check back anytime - Works offline — Record expenses without a connection. Syncs automatically when you're back online - Budget alerts — Set a limit per trip. Get notified before you overspend 【Perfect for】 - Group travel and trip expenses - Dining out and splitting bills - Couples and families managing shared costs - Daily multi-currency tracking for expats - Tracking your own everyday spending Terms of Use: https://support.evereapp.com/en/terms/

About

Lode

Effortlessly track your finances using natural language input and AI-powered categorization. Manage budgets, bills, and savings goals with receipt scanning and multi-currency support. Ideal for those seeking a fast and intuitive budgeting experience without complex forms.

Highlights
  • AI transaction entry via natural language
  • Receipt scanning and data extraction
  • Budgeting and bill management
  • Multi-currency tracking
  • Savings goals and debt tracking
  • Home screen widgets and Siri Shortcuts
  • Shared financial spaces
Features
Read full description

Lode is an AI expense tracker that turns plain language into clean personal finance records. Type "coffee 5" or just say what you spent — Lode creates the transaction for you. No long forms, no menu diving. AI detects the category, amount, date, note, and currency, then keeps your money organized. SMART, EFFORTLESS ENTRY - Natural language: write or speak a few words, get a ready transaction - Scan receipts — AI reads the amount, store, and date - Learns your habits for faster, more accurate categorizing ASK LODE ANYTHING - Chat with Lode about your money — "How much did I spend on coffee this month?" - Get plain-language answers about balances, budgets, and trends - Ask hands-free with Siri, too SEE WHERE YOUR MONEY GOES - Income and spending statistics, side by side - Daily cost and daily income, trends, and category breakdowns - Smart insights that explain your numbers in plain words PLAN AHEAD - Budgets with alerts before you overspend - Bills and reminders so nothing slips - Savings goals with progress tracking - Debts — who owes whom, and how much is left BUILT FOR REAL LIFE - Multiple currencies with live exchange rates and a built-in converter - Shared accounts for family or partners, synced across devices - Home Screen, Lock Screen, and Control Center widgets - Siri Shortcuts to add transactions, check balances and budgets, or hear a monthly report - Smart import from CSV, Excel, or other finance apps — AI maps your data automatically PRIVATE BY DESIGN - Your data syncs securely through iCloud - No ads, no selling your data Start with a few words. Lode does the rest. Terms of Use (EULA): https://lodeapp.framer.website/term-of-use Privacy Policy: https://lodeapp.framer.website/privacy-policy

Screenshots

Split Bills & Expenses4 screens
Lode4 screens

Verdict

The call

The clearest difference is ads: Lode at none against Split Bills & Expenses's shown. Lode also leads on update cadence (every 4 days vs every 2 weeks) and ratings volume (8 vs 1). Split Bills & Expenses's advantage is iOS requirement (15.1 vs 18.0). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Bills & Expenses sells 2 in-app purchases, starting at $4.99 per month and Lode sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Split Bills & Expenses against 5.0 for Lode. That said, the two scores are not equally well evidenced: Lode has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Split Bills & Expenses ships an update every 2 weeks, Lode every 4 days. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Split Bills & Expenses versus Lode: the parameters behind the verdict, then further details
ParameterSplit Bills & ExpensesLode
PriceFreeFree
Rating5.0 (1 ratings)5.0 (8 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings18 — better
Update frequencyEvery 2 weeksEvery 4 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size55 MB55 MB
Age rating4+4+
DeveloperRyugo ImadaKyrylo Svystun

Customer experience

Split Bills & Expenses

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Lode

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Split Bills & Expenses

Subscriptions2
  • Evere Pro Monthly Plan14 Days trial$4.991 Month
  • Evere Pro Annual Plan14 Days trial$39.991 Year
3 purchases

Lode

Subscriptions2
  • Lode Premium$3.991 Month
  • Lode Premium3 Days trial$29.991 Year
One-time1
  • Lifetime Premium$59.99

Questions

Is Split Bills & Expenses free?
Split Bills & Expenses is free to download, with in-app purchases available.
Is Lode free?
Lode is free to download, with in-app purchases available.
Which has better reviews, Split Bills & Expenses or Lode?
Split Bills & Expenses and Lode are both rated 5.0 out of 5 on the App Store, from 1 and 8 ratings respectively.
Do Split Bills & Expenses or Lode have ads?
Split Bills & Expenses shows ads; Lode does not.
Which is updated more often, Split Bills & Expenses or Lode?
Split Bills & Expenses ships an update every 2 weeks, and Lode every 4 days. Most recently, Split Bills & Expenses was updated on October 11, 2026 and Lode on October 24, 2026.

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