Optaria vs KAPI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Optaria
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Optaria, Your AI Financial Advisor Optaria uses advanced AI to analyze your finances, detect invisible money leaks, and give you personalized financial advice — in seconds. Forgotten subscriptions, unnecessary recurring expenses, budget overruns: Optaria identifies the problems and tells you exactly what to do. KEY FEATURES: - AI Financial Expert — ask anything, get real advice - Ghost Hunter — detects forgotten subscriptions - Freedom Score — see how long you could survive without income - Crisis Simulator — simulate job loss, crash or recession - Savings Goals — track your progress visually - Multi-currency — 20+ currencies supported - Simple or Detailed budget mode YOUR DATA IS SAFE: - No bank connection required - Data stored securely on our servers - GDPR compliant SUBSCRIPTION INFO: - Plans: Optaria Standard / Optaria Elite - Duration: 1 month or 1 year - Payment charged to your Apple ID at confirmation - Auto-renews unless cancelled 24h before renewal - Manage subscriptions in your Apple ID settings LEGAL: - Privacy Policy: https://sites.google.com/view/optaria-privacy - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
KAPI
This app provides a comprehensive dashboard for tracking and analyzing your entire financial portfolio, including stocks, cryptocurrencies, and savings. It offers advanced financial metrics, AI-powered insights, and tax estimation tools to help you optimize your investments.
- Real-time portfolio valuation
- Automatic PRMP and dividend tracking
- Advanced financial metrics (Beta, Sharpe, etc.)
- AI-powered CSV import and portfolio synthesis
- Tax estimation for PEA, CTO, and Crypto
- Customizable dashboard with widgets
- Simple and Expert modes
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KAPI — Suivi Portefeuille, PEA, CTO, Crypto & Fiscalité Pilotez tout votre patrimoine dans une seule application. KAPI centralise PEA, CTO, PEA-PME, crypto, épargne, immobilier et fiscalité dans une interface moderne, personnalisable et pensée pour les investisseurs particuliers. SUIVI COMPLET • Valorisation en temps réel • PRMP automatique, plus-values, dividendes, frais • Graphiques, allocation, performance, watchlist • Multi-comptes et multi-devises ANALYSE AVANCÉE • KAPI Score & Health Score • Fair Value, fondamentaux, valorisation • Beta, Sharpe, Sortino, VaR, drawdown • RSI, MACD, Bollinger • Rebalancing, diversification, concentration IA & AUTOMATISATION • Import CSV IA multi-brokers • Synthèse portefeuille IA • Revue de presse IA • Analyse IA par action FISCALITÉ & ÉPARGNE • Estimation fiscale PEA / CTO / Crypto • Livret A, PER, Assurance-Vie, SCPI… • Suivi frais, TTF et rendement PERSONNALISATION • Dashboard widgets drag & drop • Mode Simple / Expert • Alertes intelligentes • Partage visuel GRATUIT & PREMIUM Version gratuite puissante pour suivre votre portefeuille. KAPI Pro débloque l’analyse approfondie, les outils experts et l’expérience sans publicité. KAPI n’est pas un courtier. C’est votre cockpit financier personnel. Suivez. Analysez. Optimisez. Politique de Confidentialité : https://get-kapi.com/privacy.html Conditions Générales d'Utilisation : https://get-kapi.com/legal.html
Screenshots
Verdict
The clearest difference is update cadence: Optaria at every 2 days against KAPI's weekly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Optaria sells 4 in-app purchases, starting at $3.99 per month and KAPI sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Optaria ships an update every 2 days, KAPI weekly. The most recent releases landed on October 1, 2026 and October 14, 2026 respectively.
| Parameter | Optaria | KAPI |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 33.3% of reviews |
| Update frequency | Every 2 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Aaron Woppiwo | Nicolas Caetano |
In-app purchases
Optaria
- Standard Mensuel$3.991 Month
- Optaria premium$6.991 Month
- Optaria Standard Annual$24.991 Year
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- Optaria Premium$49.991 Year
KAPI
- Kapi Pro Mensuel$4.991 Month
- Kapi Pro Annuel$44.991 Year









