Optaria vs Pockeo

Optaria, Your AI Financial Advisor Optaria uses advanced AI to analyze your finances, detect invisible money leaks, and give you personalized financial advice — in seconds. Forgotten subscriptions, unnecessary recurring expenses, budget overruns: Optaria identifies the problems and tells you exactly what to do. KEY FEATURES: - AI Financial Expert — ask anything, get real advice - Ghost Hunter — detects forgotten subscriptions - Freedom Score — see how long you could survive without income - Crisis Simulator — simulate job loss, crash or recession - Savings Goals — track your progress visually - Multi-currency — 20+ currencies supported - Simple or Detailed budget mode YOUR DATA IS SAFE: - No bank connection required - Data stored securely on our servers - GDPR compliant SUBSCRIPTION INFO: - Plans: Optaria Standard / Optaria Elite - Duration: 1 month or 1 year - Payment charged to your Apple ID at confirmation - Auto-renews unless cancelled 24h before renewal - Manage subscriptions in your Apple ID settings LEGAL: - Privacy Policy: https://sites.google.com/view/optaria-privacy - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Pockeo tells you exactly how much you can spend today, once your bills, your spending and your savings are taken into account. No more apps that just show your balance. Pockeo answers the real question: how much can I spend today without putting the rest of my month, or my goals, at risk? TODAY'S BUDGET Salary, fixed bills, savings, goals: one single calculation, never two different answers to the same question. You always know where you stand, and a Home Screen widget shows it at a glance. SMART IMPORT A screenshot from Apple Wallet, Revolut or your bank is all it takes. Pockeo detects the merchant, the amount and the date, so you no longer have to type everything by hand. You confirm with one tap: nothing is ever added without your approval. Receipts can be scanned too. SAVINGS GOALS Trip, car, apartment: Pockeo tells you whether your current saving pace will really get you there on time. CALENDAR, HISTORY AND PROJECTIONS See your spending and income day by day in a monthly calendar, browse the history of each period and see what your budget holds for the months ahead. CLEAR STATISTICS Spending per day with the detail of every transaction, breakdown by category: understand where your money really goes. LOANS BETWEEN FRIENDS AND FAMILY Record what you lent or what you were lent, add repayments and see at a glance who owes what. These loans have no effect on your budget. PDF REPORTS Generate a summary of your spending by category in one tap, handy for your personal accounts. ALSO ON THE WEB Find your account at app.pockeo.fr from your computer: same budget, same data, in sync with your iPhone. PRIVACY AND SECURITY Face ID / Touch ID lock, privacy mode to hide your amounts at any time (in the widget too), automatic, dark or light theme. AVAILABLE IN FRENCH, ENGLISH AND SPANISH Pockeo is free and lets you manage your budget completely: unlimited expenses, categories, statistics, PDF export, savings goals, calendar and loans between friends and family. Premium adds unlimited automatic expense import from screenshots. Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pockeo.fr/privacy.html