MyFinance vs Kakeibo

Make everyday money easier to record and understand. MyFinance helps you turn voice or text into editable transaction drafts, review the details, and save with confidence. Prefer the keypad? You can also enter transactions manually. REVIEW BEFORE YOU SAVE Describe income and expenses naturally. The assistant can organize multiple entries into drafts. Check amounts, dates and categories before saving; drafts are not posted automatically. A LEDGER FOR EACH PART OF LIFE Keep personal, family and travel finances organized. Shared ledgers and collaboration are available with eligible membership plans. MULTIPLE CURRENCIES, CONNECTED RECORDS Choose TWD, USD, JPY, EUR or HKD as the base currency for a new ledger. For foreign-currency entries, provide an exchange rate or the actual booked amount. Reports, budgets and offsets use the ledger base currency. Exchange rates are not downloaded or changed automatically, and changing a setting does not convert existing records. KEEP REPAYMENTS IN VIEW Follow advances, repayments and partial offsets, with linked records you can revisit. SEE WHERE YOUR MONEY GOES Use the dashboard, category reports and weekly spending trends to review expenses. Organize budgets, assets and recurring income or expenses. KEEP YOUR DATA PORTABLE Use full backups and supported CSV import or export. Preview and confirm imports before applying them. Basic bookkeeping is free and includes 50 on-device smart parsing uses per month. Additional ledgers, collaboration and cloud AI depend on your membership plan. MyFinance standard CSV import, CSV export, advanced charts and insights, and asset expansions are available as separate one-time purchases. A separate free migration tool supports selected formats from other apps, with TWD target ledgers only. See Membership & Features in the app for current benefits, limits and local pricing. Before cloud AI use, the app explains the information shared and asks for your consent. You can cancel or withdraw consent in Settings. Always review voice recognition, draft details and currency amounts. MyFinance is a tool for everyday financial records, not investment, tax or legal advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nicktim1113.github.io/MyFinance-Official/en/privacy.html Support: https://nicktim1113.github.io/MyFinance-Official/

Save first. Live on the rest. Kakeibo is the Japanese art of mindful spending, created in 1904 by journalist Hani Motoko. Unlike modern budget apps that sync your bank and automate everything, Kakeibo asks you to slow down, write it down, and reflect. WHY KAKEIBO WORKS The secret is friction. When you manually record each expense, you build awareness. When you ask yourself "Do I truly need this?" before every purchase, impulse spending drops. The Kakeibo method is designed to help you spend more intentionally and build a steadier saving habit. THE FOUR PILLARS Every expense falls into one of four categories: - Needs (necessities you cannot avoid) - Wants (things you enjoy but can live without) - Culture (education, books, experiences) - Unexpected (repairs, medical, surprises) This simplicity is intentional. No 47 sub-categories. No decision fatigue. Just four honest buckets that reveal where your money really goes. HOW IT WORKS 1. Set your monthly income 2. Decide your savings goal FIRST 3. Budget what remains across the four pillars 4. Record every expense mindfully 5. Reflect at month's end: What went well? What can improve? WHAT MAKES THIS APP DIFFERENT - No bank linking, no cloud servers — your data stays on YOUR device - Designed for the Kakeibo philosophy, not generic expense tracking - Monthly reflection prompts based on the original Japanese method - Beautiful, minimal interface inspired by Japanese aesthetics - Works completely offline - Widget support to keep your budget visible KAKEIBO PRO Unlock personal coaching insights, spending trends, recurring-expense detection, the large Home Screen widget, and CSV import with Kakeibo Pro. - Monthly and yearly plans. Eligible new subscribers can start with a free trial. Prices are shown in the app and on the App Store. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Whether you follow Dave Ramsey's envelope method, practice zero-based budgeting, or simply want to spend more intentionally — Kakeibo gives you the mindful framework to save first and live better. 「千里の道も一歩から」 A journey of a thousand miles begins with a single step. Privacy Policy: https://batuhangoktepe.github.io/kakeibo/privacy.html Terms of Use: https://batuhangoktepe.github.io/kakeibo/terms.html