MyFinance vs Kashu 記帳
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyFinance
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Make everyday money easier to record and understand. MyFinance helps you turn voice or text into editable transaction drafts, review the details, and save with confidence. Prefer the keypad? You can also enter transactions manually. REVIEW BEFORE YOU SAVE Describe income and expenses naturally. The assistant can organize multiple entries into drafts. Check amounts, dates and categories before saving; drafts are not posted automatically. A LEDGER FOR EACH PART OF LIFE Keep personal, family and travel finances organized. Shared ledgers and collaboration are available with eligible membership plans. MULTIPLE CURRENCIES, CONNECTED RECORDS Choose TWD, USD, JPY, EUR or HKD as the base currency for a new ledger. For foreign-currency entries, provide an exchange rate or the actual booked amount. Reports, budgets and offsets use the ledger base currency. Exchange rates are not downloaded or changed automatically, and changing a setting does not convert existing records. KEEP REPAYMENTS IN VIEW Follow advances, repayments and partial offsets, with linked records you can revisit. SEE WHERE YOUR MONEY GOES Use the dashboard, category reports and weekly spending trends to review expenses. Organize budgets, assets and recurring income or expenses. KEEP YOUR DATA PORTABLE Use full backups and supported CSV import or export. Preview and confirm imports before applying them. Basic bookkeeping is free and includes 50 on-device smart parsing uses per month. Additional ledgers, collaboration and cloud AI depend on your membership plan. MyFinance standard CSV import, CSV export, advanced charts and insights, and asset expansions are available as separate one-time purchases. A separate free migration tool supports selected formats from other apps, with TWD target ledgers only. See Membership & Features in the app for current benefits, limits and local pricing. Before cloud AI use, the app explains the information shared and asks for your consent. You can cancel or withdraw consent in Settings. Always review voice recognition, draft details and currency amounts. MyFinance is a tool for everyday financial records, not investment, tax or legal advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nicktim1113.github.io/MyFinance-Official/en/privacy.html Support: https://nicktim1113.github.io/MyFinance-Official/
Kashu 記帳
This personal finance app helps you quickly log daily expenses and income, manage account balances, and track your assets. It offers both a minimalist mode for rapid entry and an advanced mode for detailed account management, including investments and credit card rewards.
- Quick expense and income logging
- Advanced account management (cash, credit, bank, stocks)
- Investment tracking
- Credit card rewards estimation
- Spending structure analysis
- Local backup and restore
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Kashu 是一款為 iPhone 設計的個人記帳 App,適合想快速記錄日常支出、整理帳戶餘額,並逐步掌握資產狀況的使用者。 你可以用極簡模式快速新增支出與收入,也可以切換進階模式管理現金、信用卡、銀行、股票等帳戶。Kashu 支援備份與還原、定期紀錄、支出結構統計與年度彙整。 主要功能: - 快速記帳:支援支出、收入、轉帳、0 元紀錄與備註。 - 極簡模式:只保留明細與快速記帳,降低日常使用負擔。 - 帳戶管理:管理現金、信用卡、銀行、股票與虛擬貨幣帳戶。 - 信用卡回饋:可設定回饋利率並估算回饋。 - 投資紀錄:記錄股票買入、賣出、持股成本與市值。 - 統計分析:查看支出結構、目標進度與資產變化。 - 本地備份:立即建立本機備份、還原最新備份,並可選擇備份檔還原。 - Kashu Pro:解鎖更多帳戶容量、投資進階能力、年度彙整與進階分析。
Screenshots
Verdict
The clearest difference is iOS requirement: Kashu 記帳 at 15.1 against MyFinance's 18.5. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MyFinance sells 10 in-app purchases, starting at $1.99 per month and Kashu 記帳 sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly every 5 days. The most recent releases landed on October 23, 2026 and October 19, 2026 respectively.
| Parameter | MyFinance | Kashu 記帳 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 5 days | Every 5 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 33 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | ChiWei Huang | HANTING TSAI |
In-app purchases
MyFinance
- Advanced Monthly$1.991 Month
- Pro Monthly$2.991 Month
- Advanced Yearly$14.991 Year
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- Pro Yearly$29.991 Year
- CSV Import Feature$3.99
- Asset Plus$3.99
- CSV Export Feature$3.99
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- Insights Pack$4.99
- Offset Net Statistics$4.99
- Unlimited Assets$7.99
Kashu 記帳
- Kashu Pro$5.99









