Spending Tracker vs Clarofi

Finally! A spending tracker that builds a budget FOR you. Saving money couldn’t be easier. Try for free. No bank link needed. Life’s getting harder! Thank you, Mr Politician. However… Many reports show tracking your spending can save you over $1,000 per year. That’s why I started tracking my money about a decade ago. Hi, I’m James, and I built KeepyCash :) Why? Because the big-name budgeting app I used went up to $109 per YEAR! I wanted to track my spending, clearly see where my money was going… … and stop worrying if I had enough money to pay my (ever-rising) bills. (The cost of living's gone MAD!) With two decades of software engineering under my belt, I had an obvious idea: “I’ll make my own, and make it better and cheaper.” And KeepyCash was born. You can try it for yourself, for free (more on that in a sec). It’s super-easy to use. You can track your spending only… … OR have KeepyCash build a budget FOR you! Yep. If you want a budget, we do it for you. Building a budget yourself can take hours. It can be overwhelming. Because money can get messy. Personally, I’m balancing our income, mortgage, two young kids, car payments and all the other expenses that come with a “full life”. Yet, having a simple budget and an easy way to stick to it helps me stay on top of my finances instead of them spiraling out of control. And talking of easy ways to track your spending… Pick the easiest way for you. There are 4 to choose from: - Type it in - Voice command - Scan a receipt with your camera - Take a screenshot of your bank statement (image is NOT stored - perfect privacy while tracking multiple expenses) Just do what works for you :) Now, about “trying KeepyCash for free”. I noticed many budgeting apps claiming to be free. But they all come with one of these 3 caveats: 1 - You’ll get slammed with ads 2 - It’s free for only 3 days (sometimes up to 7 days - but not long enough to make a difference) 3 - You're locked out of the features you actually want Of course, the fix to each of the above is to pay for some kind of ‘upgrade’. It’s not like that with KeepyCash. We ARE a paid app, because we’re serious about helping. However, you can try us for FREE with NO ads, completely UNRESTRICTED access, and for a FULL 30 DAYS, so you can truly find out if KeepyCash works for you, with no pressure. I thought you’d appreciate being told upfront. I know I would. What Else Can You Do With KeepyCash? - Easily track your spending, so you can keep more of what you earn - Build “tracking streaks” - a fun way to make keeping money addictive - Create a budget so you can give every dollar (or Pound or Euro) a job - Debt Tracker Mode: Use it to track your progress, save money on interest, and become debt-free - Quick-glance spending insights - You don’t need to be an accountant to read our simple charts that show you where your money is going - Overspend alerts that help you stay on track and in control - GuardianMode: Helps protect your money from repeat spending - A load of other simple and useful tools to help you get good with your money A Note About Privacy: We don’t link to your bank account. If the likes of Yahoo and Sony can get hacked, anyone can. Yet, if that happened to KeepyCash, they wouldn’t get their grubby mitts on your bank details because we don’t store them. HA! Suck on that, hackers! You can download KeepyCash right now, for free, and use it to get control of your money. And if you need help using it, I’ll be there to give you a hand. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://www.keepycash.com/privacy.html Subscription Details KeepyCash is available as a monthly or annual subscription Payment is charged to your Apple account at confirmation of purchase Subscription auto-renews unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your App Store Account Settings

Clarofi — clarity for your money Clarofi brings your spending, bills, budgets and goals into one calm, clear view, so you always know where you stand. It answers the question that matters most every day: how much can I safely spend? KNOW WHAT’S SAFE TO SPEND Your dashboard shows a daily safe-to-spend figure based on your budget and what you’ve already spent this month, with simple traffic-light signals so you can see at a glance if you’re on track. PLAN AHEAD WITH SCENARIOS Thinking about a new car, a pay rise or a move? The Scenario Planner shows how a change would affect your money over the year ahead, before you commit. TRANSACTIONS THAT SORT THEMSELVES Import your bank statements and Clarofi categorises them automatically using on-device AI that learns from your corrections. Fix a category once and it remembers next time. BUDGETS THAT FIT YOUR LIFE Budget by category and see your progress in real time. Split your pay into bills, spending, savings and growth, and see exactly what to move on payday. STAY AHEAD OF BILLS Clarofi spots your regular bills automatically, shows what’s coming up and reminds you before they’re due. THE BIGGER PICTURE • Savings goals with progress tracking • Net worth: what you own minus what you owe • Forecasts of the months ahead • Handy money calculators TAX TIME MADE EASY Mark deductible expenses as you go, scan receipts, and export a tidy tax-time pack for your accountant. ASK CLAROFI AND SIRI Ask questions about your own money in plain English, or say “Hey Siri, what’s safe to spend in Clarofi?” Answers come from your iPhone. PRIVATE BY DESIGN Your financial data stays on your iPhone and syncs only through your own private iCloud. Clarofi’s AI runs on your device. Lock the app with Face ID. We never sell or share your data. WORKS WHERE YOU ARE Your currency, your date format and your tax year, wherever you live. PLANS Clarofi Basic: budgets, buckets and payday split, statement import with on-device AI sorting, bills, goals, net worth, scenarios, iCloud sync and calculators. Clarofi Plus: everything in Basic, plus receipt and payslip scanning, the tax-time pack, forecasts, reports and smart rules. Subscriptions renew automatically each month. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://clarofi-budget-path.base44.app/privacy Terms of Use (EULA): https://clarofi-budget-path.base44.app/terms