Spending Tracker vs Reallo

Finally! A spending tracker that builds a budget FOR you. Saving money couldn’t be easier. Try for free. No bank link needed. Life’s getting harder! Thank you, Mr Politician. However… Many reports show tracking your spending can save you over $1,000 per year. That’s why I started tracking my money about a decade ago. Hi, I’m James, and I built KeepyCash :) Why? Because the big-name budgeting app I used went up to $109 per YEAR! I wanted to track my spending, clearly see where my money was going… … and stop worrying if I had enough money to pay my (ever-rising) bills. (The cost of living's gone MAD!) With two decades of software engineering under my belt, I had an obvious idea: “I’ll make my own, and make it better and cheaper.” And KeepyCash was born. You can try it for yourself, for free (more on that in a sec). It’s super-easy to use. You can track your spending only… … OR have KeepyCash build a budget FOR you! Yep. If you want a budget, we do it for you. Building a budget yourself can take hours. It can be overwhelming. Because money can get messy. Personally, I’m balancing our income, mortgage, two young kids, car payments and all the other expenses that come with a “full life”. Yet, having a simple budget and an easy way to stick to it helps me stay on top of my finances instead of them spiraling out of control. And talking of easy ways to track your spending… Pick the easiest way for you. There are 4 to choose from: - Type it in - Voice command - Scan a receipt with your camera - Take a screenshot of your bank statement (image is NOT stored - perfect privacy while tracking multiple expenses) Just do what works for you :) Now, about “trying KeepyCash for free”. I noticed many budgeting apps claiming to be free. But they all come with one of these 3 caveats: 1 - You’ll get slammed with ads 2 - It’s free for only 3 days (sometimes up to 7 days - but not long enough to make a difference) 3 - You're locked out of the features you actually want Of course, the fix to each of the above is to pay for some kind of ‘upgrade’. It’s not like that with KeepyCash. We ARE a paid app, because we’re serious about helping. However, you can try us for FREE with NO ads, completely UNRESTRICTED access, so you can truly find out if KeepyCash works for you, with no pressure. I thought you’d appreciate being told upfront. I know I would. What Else Can You Do With KeepyCash? - Easily track your spending, so you can keep more of what you earn - Build “tracking streaks” - a fun way to make keeping money addictive - Create a budget so you can give every dollar (or Pound or Euro) a job - Debt Tracker Mode: Use it to track your progress, save money on interest, and become debt-free - Quick-glance spending insights - You don’t need to be an accountant to read our simple charts that show you where your money is going - Overspend alerts that help you stay on track and in control - GuardianMode: Helps protect your money from repeat spending - A load of other simple and useful tools to help you get good with your money A Note About Privacy: We don’t link to your bank account. If the likes of Yahoo and Sony can get hacked, anyone can. Yet, if that happened to KeepyCash, they wouldn’t get their grubby mitts on your bank details because we don’t store them. HA! Suck on that, hackers! You can download KeepyCash right now, for free, and use it to get control of your money. And if you need help using it, I’ll be there to give you a hand. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://www.keepycash.com/privacy.html Subscription Details KeepyCash is available as a monthly or annual subscription Payment is charged to your Apple account at confirmation of purchase Subscription auto-renews unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your App Store Account Settings

Reallo is a debt payoff planner that works out the fastest, cheapest route out of your debt — and puts it in plain English. Most people carry credit card balances, store cards, and loans for years longer than they need to. Not because they can't afford to pay them down, but because nobody has shown them exactly how. Reallo does. Add your debts, set a monthly budget, and Reallo builds a step-by-step payoff plan. It tells you which debt to overpay first, how much extra to put on it each month, and what you'll save in interest by the time you're done. WHAT REALLO DOES — Optimises your monthly budget across all your debts to minimise total interest paid — Allocates any lump sum you have to the debts where it saves the most — Builds a month-by-month payment schedule so you always know exactly what to pay — Flags debts going backwards, persistent debt risk, and promotional rates about to expire — Tracks your progress as you tick off payments month by month STRATEGIES Choose from Avalanche (lowest interest first), Snowball (smallest balance first), or let Reallo's Optimised strategy decide based on your exact debts and budget. REALLO PRO Unlock the full picture with a one-time purchase: — What If? — model a lump sum, lower budget, or different strategy before committing — Strategy comparison — see Avalanche vs Snowball vs Optimised side by side with interest totals — Lump sum optimiser — exact allocation across your debts for maximum saving — Backup export and import — save your plan as a file and restore it any time PRIVATE BY DESIGN Your debt data never leaves your phone. No account required, no server, no analytics. Everything is stored locally and protected by Face ID or your passcode. Reallo doesn't know you exist.