Spending Tracker vs MoneyDue

Finally! A spending tracker that builds a budget FOR you. Saving money couldn’t be easier. Try for free. No bank link needed. Life’s getting harder! Thank you, Mr Politician. However… Many reports show tracking your spending can save you over $1,000 per year. That’s why I started tracking my money about a decade ago. Hi, I’m James, and I built KeepyCash :) Why? Because the big-name budgeting app I used went up to $109 per YEAR! I wanted to track my spending, clearly see where my money was going… … and stop worrying if I had enough money to pay my (ever-rising) bills. (The cost of living's gone MAD!) With two decades of software engineering under my belt, I had an obvious idea: “I’ll make my own, and make it better and cheaper.” And KeepyCash was born. You can try it for yourself, for free (more on that in a sec). It’s super-easy to use. You can track your spending only… … OR have KeepyCash build a budget FOR you! Yep. If you want a budget, we do it for you. Building a budget yourself can take hours. It can be overwhelming. Because money can get messy. Personally, I’m balancing our income, mortgage, two young kids, car payments and all the other expenses that come with a “full life”. Yet, having a simple budget and an easy way to stick to it helps me stay on top of my finances instead of them spiraling out of control. And talking of easy ways to track your spending… Pick the easiest way for you. There are 4 to choose from: - Type it in - Voice command - Scan a receipt with your camera - Take a screenshot of your bank statement (image is NOT stored - perfect privacy while tracking multiple expenses) Just do what works for you :) Now, about “trying KeepyCash for free”. I noticed many budgeting apps claiming to be free. But they all come with one of these 3 caveats: 1 - You’ll get slammed with ads 2 - It’s free for only 3 days (sometimes up to 7 days - but not long enough to make a difference) 3 - You're locked out of the features you actually want Of course, the fix to each of the above is to pay for some kind of ‘upgrade’. It’s not like that with KeepyCash. We ARE a paid app, because we’re serious about helping. However, you can try us for FREE with NO ads, completely UNRESTRICTED access, and for a FULL 30 DAYS, so you can truly find out if KeepyCash works for you, with no pressure. I thought you’d appreciate being told upfront. I know I would. What Else Can You Do With KeepyCash? - Easily track your spending, so you can keep more of what you earn - Build “tracking streaks” - a fun way to make keeping money addictive - Create a budget so you can give every dollar (or Pound or Euro) a job - Debt Tracker Mode: Use it to track your progress, save money on interest, and become debt-free - Quick-glance spending insights - You don’t need to be an accountant to read our simple charts that show you where your money is going - Overspend alerts that help you stay on track and in control - GuardianMode: Helps protect your money from repeat spending - A load of other simple and useful tools to help you get good with your money A Note About Privacy: We don’t link to your bank account. If the likes of Yahoo and Sony can get hacked, anyone can. Yet, if that happened to KeepyCash, they wouldn’t get their grubby mitts on your bank details because we don’t store them. HA! Suck on that, hackers! You can download KeepyCash right now, for free, and use it to get control of your money. And if you need help using it, I’ll be there to give you a hand. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy: https://www.keepycash.com/privacy.html Subscription Details KeepyCash is available as a monthly or annual subscription Payment is charged to your Apple account at confirmation of purchase Subscription auto-renews unless cancelled at least 24 hours before the end of the current period Manage or cancel anytime in your App Store Account Settings

Lent 500 and got 200 back? Write down what actually happened. MoneyDue keeps the remaining balance, so you never have to close a debt and open a new one. ONE PHONE, NO GROUP You can start on your own — no group to set up, and the other person does not need the app yet. Record who owes whom from one phone. WHO OWES WHOM Every debt has a direction and someone behind it. One screen shows what you are owed, what you owe, and where you stand once the two are put together. PAID BACK IN PIECES Add each repayment with its own date and amount. The balance moves by itself. Nothing is rewritten, nothing is lost, and the whole history stays readable a year later. ASKING WITHOUT HUNTING FOR WORDS MoneyDue writes the message for you. Gentle or direct. In English, Polish or Ukrainian, chosen by who is receiving it rather than by the language you use the app in. The wording changes depending on whether the due date is still ahead, is today, or has passed. You read it, edit it if you want, and send it yourself through your usual messenger. Nothing goes out on its own. IT REMEMBERS THE DUE DATE Give a debt a due date and MoneyDue reminds you the day before, on the day and the day after, whether you are owed the money or owe it. You pick the time in Settings, and you can switch reminders off there too. The notifications are scheduled on your phone itself. CLOSED, FORGIVEN, ARCHIVED A settled debt moves to the archive and stays there — out of the list, still in the history. Writing off what is left is a separate action: the original amount and every payment remain visible, so you can see what you forgave and when. PAID BACK IN A DIFFERENT CURRENCY Lent in zloty, repaid in hryvnia? Enter the rate you actually got — at the exchange counter, at the cash desk, or whatever the two of you agreed. It is stored with that payment and never moves again. Today's market rate is a different thing, and MoneyDue keeps the two apart. YOUR DATA STAYS ON YOUR PHONE Works without an account. Your debts stay on your device — nothing leaves without your decision. The database is encrypted and the key never leaves it. The one thing MoneyDue asks the internet for is currency rates, and that request says nothing about you — not a name, not an amount. Between updates it works from the last rates it has, offline included. Face ID or Touch ID locks the app, with your device passcode as the fallback. Light and dark. English, Polish and Ukrainian. Free. No ads. Nothing behind a paywall.