Circlepay NG vs Seedvest MFB
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Circlepay NG
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Circlepay helps you build a savings habit that actually sticks, on your own or with the people you trust. Most of us plan to save every month, then it's gone before we notice. Circlepay fixes that by making saving social, simple, and something you look forward to. WHAT YOU CAN DO - Set a personal savings goal and watch it grow. - Start a circle with friends and save toward a shared goal together. - Run a rotating savings group, the ajo or esusu you already know, with a clear schedule and no chasing anyone for money. - Fund your wallet instantly with your own dedicated account number. - Withdraw to your bank whenever you need to. - Grow your Circle Score as you save consistently and unlock higher tiers. - Get reminders so you never miss a save. SAVE TOGETHER, NEVER BROKE Saving alone is hard. Saving with people who are counting on you is a different thing entirely. Circlepay brings your circle into your savings so you actually follow through. SAFE AND REGULATED Your money moves on regulated bank infrastructure through our licensed partner, Dot Microfinance Bank. We verify identity to keep accounts secure and meet financial regulations. BUILT BY STUDENTS, FOR STUDENTS Circlepay was built at Pan-Atlantic University by two students who wanted a better way to save on campus, with the people they save best with. Start building the habit today. Questions? circlepay@tosodigitaltechnologies.com
Seedvest MFB
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Seedvest MFB Mobile is a comprehensive mobile banking application that brings modern financial services to your fingertips. Designed for customers of Seedvest Microfinance Bank. Microfinance Bank, the app delivers secure and convenient access to essential banking features. Core Features: Account & Finance Management View account balances across multiple accounts with real-time updates Access detailed transaction history with search and filtering capabilities Download and share account statements Manage your financial portfolio with balance visibility controls Money Transfers Send money seamlessly to other Banks and Seedvest MFB accounts Save and manage beneficiaries for quick repeat transfers Verify recipients before completing transactions Bill Payments & Utilities Purchase airtime for all major Nigerian networks Buy data bundles with flexible plan options Pay electricity bills with meter verification Manage cable TV subscriptions (DStv, GoTV) Loan Services Apply for microfinance loans with transparent terms View loan eligibility and borrowing capacity Calculate monthly repayments and loan costs Track loan applications and manage ongoing credits Access detailed repayment schedules Security & Authentication Biometric login (fingerprint/face recognition) Transaction PIN protection for all financial operations Device registration and OTP verification for enhanced security Session management with automatic timeout protection Password reset and PIN management User Experience Intuitive dashboard with personalized greeting Quick action menu for frequent transactions Real-time transaction notifications via OneSignal Account statement downloads in various formats Responsive design optimized for mobile banking Seedvest MFB Mobile combines accessibility with security, making it easy for customers to manage their finances anytime, anywhere
Screenshots
Verdict
Circlepay NG and Seedvest MFB are too close to call on the numbers: across 5 compared parameters โ price, ads, in-app purchases and device support among them โ neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Circlepay NG | Seedvest MFB |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 days | โ |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.1 โ better |
| Further details โ not scored | ||
| Size | 79 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | TOSO DIGITAL TECHNOLOGIES | Seedvest Micro Finance Bank |
In-app purchases
Circlepay NG
No in-app purchases
Seedvest MFB
No in-app purchases









