Zaiby vs Zero
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zaiby
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Split bills faster, smarter, and without the awkward math. Zaiby makes splitting expenses with friends effortless. Just snap a receipt, add your friends, and let Zaiby Vision automatically detect items and calculate who owes what. Whether you're splitting dinner, trips, rent, or group expenses, Zaiby helps you keep everything organized and fair. FEATURES Zaiby Vision – Scan receipts instantly Snap a photo and Zaiby automatically reads the receipt, detects items, and prepares the split for you. Flexible bill splitting Split bills equally, by items, percentages, or custom amounts. Friends & groups Add friends and keep track of shared expenses in one place. Payment tracking Mark payments as completed and see who still owes you. Smart reminders Send gentle reminders so nobody forgets to settle up. Friend Circle insights See spending trends, group stats, and who always pays first. Multi-currency support Perfect for travel, international trips, and shared expenses abroad. Export your data Download your expense records whenever you need them. FREE & PRO OPTIONS Zaiby is free to use with optional upgrades. Free version includes: • Bill splitting • Friends • Limited Zaiby Vision scans • Rewarded scans by watching short videos Zaiby Pro unlocks: • Unlimited Zaiby Vision scans • Smart reminders • Friend Circle insights • Data export • Ad-free experience Stop arguing over receipts and let Zaiby handle the math. Split Bills. Not Friendships. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://zaiby.app/privacy
Zero
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A finance tracker that understands everyday language. Type what you spent, earned or paid, and see your money come together—from daily expenses to your full net worth. LOG IT LIKE YOU’D SAY IT Type “coffee 180 gcash” or “grab 250 yesterday”. Zero picks out the amount, category, account and date, then lets you review the entry before saving. Scan a receipt or choose a photo to fill in the details. For quicker access, start an entry from a widget, Control Center or Shortcuts. ASK YOUR MONEY “How much did I spend on food last month?” Get a clear answer from your own records, with the entries behind it. No digging through transactions or adding things up yourself. ALL YOUR ACCOUNTS, TOGETHER Track cash, banks, e-wallets, credit cards, loans, investments and assets in any currency. Recognizable bank logos and card designs make accounts easy to find, while your net worth brings the bigger picture into view. KNOW WHAT’S AHEAD • Monthly and weekly budgets with carryover and a daily spending allowance • Bills, paydays and recurring entries, with reminders before they’re due • Savings goals with estimated completion dates • Installment plans, repayments and money owed in either direction • A balance forecast to help you plan beyond today SEE WHERE IT WENT Understand your spending with category breakdowns, income, savings and comparisons over time. Share a report as a PDF or export your entries to CSV. MAKE IT YOURS Choose a color theme, pick an app icon and arrange your Home screen around what matters to you. Enjoy Zero in light or dark mode. PRIVATE BY DESIGN • No sign-up, ads or tracking • Works offline, with your records stored on your device • Optional sync through your own iCloud • Face ID or Touch ID protection • Hide your amounts with a tap BUY ONCE. KEEP IT ALL.
Screenshots
Verdict
The clearest difference is price: Zaiby at Free against Zero's $2.99. Zero's advantage is in-app purchases (none vs 5) and ads (none vs shown). On update cadence and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Zaiby is free to download; Zero costs $2.99 up front. Zaiby sells 5 in-app purchases, starting at $2.99 per month. Zero asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.
| Parameter | Zaiby | Zero |
|---|---|---|
| Price | Free — better | $2.99 |
| Update frequency | Every 2 days | Every 2 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Devices | iPhone | iPhone, iPad, Apple Watch — better |
| Requires iOS | 18.0 | 17.4 — better |
| Further details — not scored | ||
| Size | 37 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | Stephen James Del Rosario | Bryl Kezter Lim |
In-app purchases
Zaiby
- Zaiby Pro (Monthly)$2.991 Month
- Zaiby Pro (Annual)$19.991 Year
- 5 Zaiby Vision Scans$1.99
- 15 Zaiby Vision Scans$2.99
- 30 Zaiby Vision Scans$4.99
Zero
No in-app purchases









