FastMoni vs Finme

FastMoni – a fast, free expense tracker and budget planner for you and your family. Log an expense in 3 seconds with a smart numpad or just your voice. Track cash flow, set budgets, manage debts, follow your gold and savings goals – all in one app. WHY FASTMONI? SUPER-FAST LOGGING • Numpad built for money entry, with smart amount suggestions • Say "coffee 5 dollars" and FastMoni logs it for you by voice • Categories and subcategories for detailed tracking • Multiple wallets: cash, bank, credit card, savings – transfer between them anytime • Recurring transactions for rent, salary and monthly bills SPENDING MOMENTS Snap a photo when you log an expense to remember meals, trips and receipts. Relive each month as a beautiful photo album. FAMILY FINANCE Create a family group and invite members with a QR code. See shared income and spending, contributions to the family fund and what each member spends. SMART BUDGETS Set monthly budgets for total spending or for each category. Get alerts at 80%, 90% and 100% of your budget. DEBT BOOK – LEND & BORROW Keep track of who owes you and who you owe. Follow due dates, get overdue alerts and record every repayment. GOLD, EXCHANGE RATES & NET WORTH Track your gold holdings with live gold prices and view currency exchange rates. Your net worth is calculated automatically from wallets, loans, debts and gold. SAVINGS GOALS Set a goal for every plan, track your progress and see your estimated completion date. Deposit and withdraw flexibly between wallets. REPORTS & INSIGHTS Clear income and expense charts by week, month and year. Smart insights reveal your spending habits, and a financial health score gives you the big picture. REMINDERS & WIDGETS Daily spending summary, daily logging reminders and logging streaks. Home screen widgets in 2 sizes show your balance and today's spending at a glance. SAFE & CONVENIENT • Unlock with Face ID / Touch ID or a PIN • Cloud sync with Google & Apple sign-in • Export reports to Excel and back up all your data • 9 currencies and 20 languages • Dark mode and 16 theme colors Download FastMoni and take control of your money today! Terms of Use: https://fastmoni.bizfast.com.vn/terms-of-use Privacy Policy: https://fastmoni.bizfast.com.vn/privacy-policy

Are we really... making money? Ever found yourself asking: "Where did all my money go?" by the third week of the month, despite having just been paid? You have probably tried plenty of budgeting apps, only to give up after a few days because logging every coffee or pint was tedious, and sterile spreadsheets felt overwhelming. Finme was born from that exact frustration. We did not set out to build another rigid bookkeeping app to judge your lifestyle. Finme is designed as your clever financial companion—helping you see where your money really goes, warning you before you run short, and guiding you to master your cash flow with confidence. KEY FEATURES OF FINME 1. Frictionless, lightning-fast logging - Voice logging: Tap the mic and speak naturally (e.g. "Lunch £12"). Finme AI understands and categorises it instantly. - Receipt scanner (OCR): Snap a receipt from your grocery run or dinner out, and the app breaks down the items in seconds. - Siri Shortcuts & Widgets: Log an expense straight from your Lock Screen or ask Siri without opening the app. - Smart QR & payment links: Automatically logs your spend and opens your banking app for quick payment. 2. Fi Ni Virtual Assistant Managing finances no longer has to be lonely. Fi Ni brings personalised guidance with the attitude you choose: - Warm: Cheerful encouragement that celebrates your savings milestones. - Candid: Straight-talking, realistic advice that highlights where you are overspending. - Witty: Cheeky British banter that playfully calls out unnecessary buys while giving practical solutions. 3. Live market & asset updates Keep track of your total net worth in one unified place: - Gold & precious metals prices - Stock market tracking (UK market currently in development) - Savings interest benchmarks Your net worth automatically adjusts, keeping your financial picture accurate without manual calculations. 4. Certified Financial Planner (CFP) standards - Made simple Built alongside certified financial planners with over 20 years of expertise: - 13 comprehensive reports: Cash flow, debt reduction, asset allocation, and savings targets. - Proper accounting logic: Distinguishes between daily expenses and capital outflows (like investments and loan repayments), so investments are never mistaken for lost money. TRANSPARENT & HONEST PRICING: - 100% FREE LIFETIME PLAN: Full access to daily expense logging, income tracking, multi-wallet management, and budgeting forever. No trials, no surprise paywalls. - PREMIUM UPGRADE: Unlocks all 13 in-depth financial reports, long-term projections, and a 100% ad-free experience. OUR SOLEMN PRIVACY PLEDGE Financial data is private. Our principle is simple: "Your data belongs to you". - Offline-First: All transaction records remain securely on your iPhone. Works fully without an internet connection. - End-to-End Encryption (E2E): Cloud sync is multi-layer encrypted on secure servers. Even our developers cannot view your spending. - Bank safety: We NEVER ask for your online banking passwords, debit card PINs, or OTP codes. - Device respect: No contact snooping, no GPS tracking, no reading private messages. - NO DATA SELLING: We never sell or rent your personal information to third parties or advertisers. - Total control: Delete your account and wipe all stored data permanently at any time directly in the app. Financial wellness is not about pinching pennies until life feels miserable. It is about having clarity, living freely, and building a secure future with peace of mind. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/