Billy vs Budget Envelopes Spend Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Billy
Manage your personal expenses with this app. Create shopping and spending lists, track monthly expenditures, and visualize your financial habits. Set spending goals and organize expenses with color-coded tags for better organization.
- Create and manage shopping and expense lists
- Track monthly spending
- Set monthly spending goals
- Organize expenses by color-coded tags
- Share lists with friends and family
- Visualize spending with a dashboard
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Billy é o seu assistente de despesas pessoais. Crie listas de compras e gastos, acompanhe quanto está gastando por mês e mantenha suas finanças organizadas de forma simples e visual. O que você pode fazer com o Billy: • Criar e gerenciar listas de compras e despesas • Adicionar itens com preço e quantidade • Compartilhar listas com amigos e família • Ver um dashboard completo com seus gastos mensais • Definir metas mensais de gastos • Organizar despesas por tags coloridas • Comparar períodos e identificar tendências Planos disponíveis: • Grátis — até 3 despesas, controle básico de gastos • Essential — despesas ilimitadas, análise de até 12 meses, filtros avançados • PRO — dashboard completo, tags, metas, comparativo de períodos e muito mais Simples de usar, poderoso o suficiente para transformar a forma como você cuida do seu dinheiro. Terms of Use: https://app-billy.com/#terms Privacy Policy: https://app-billy.com/#privacy
Budget Envelopes Spend Tracker
This app helps you manage your money using the envelope budgeting method. Create virtual wallets for different spending categories, allocate income, and manually track expenses to see exactly how much you have left. It offers features like shared wallets and receipt scanning for easier budgeting.
- Create virtual wallets for any spending category
- Allocate income across wallets
- Manually track expenses
- See remaining daily allowance
- Shared wallets for couples and families
- Receipt scanning for expense import
- Budget weekly, monthly, or yearly
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Budget Envelopes is a simple, deliberate way to plan your money using the classic envelope method — now on your phone. Create virtual wallets for anything you spend on (groceries, rent, gas, date night, savings) and allocate your income across them. Every time you spend, log it against the right wallet and see exactly what you have left. No bank connections. No cryptic charts. No guessing where your money went. Just you, your wallets, and a budget that actually works because you built it. -------------------- WHY ENVELOPE BUDGETING WORKS -------------------- The envelope method (sometimes called cash stuffing or zero-based budgeting) has helped people take control of their money for decades. The idea is simple: decide what every dollar is for BEFORE you spend it, not after. When a wallet runs low, you know it's time to slow down — no surprises at the end of the month. Budget Envelopes brings that discipline to your pocket, without the physical cash. -------------------- WHAT YOU CAN DO -------------------- - CREATE WALLETS for anything — groceries, rent, subscriptions, savings goals, fun money - CHOOSE YOUR PERIOD — budget weekly, monthly, or yearly depending on the wallet - ROLL OVER unspent budget into the next period, per wallet - ORGANIZE WITH CATEGORIES to tag transactions and see where money goes - TRACK EVERY EXPENSE manually, so you stay intentional about what you spend - SEE DAILY PACE on each wallet — your remaining daily allowance for the rest of the period - NAVIGATE PAST & FUTURE periods to plan ahead or review where you've been - SET RECURRING EXPENSES for bills that hit the same amount every cycle - VIEW A PERIOD SUMMARY that aggregates what's budgeted and spent across all wallets -------------------- BUILT FOR PEOPLE WHO WANT CONTROL -------------------- Budget Envelopes is manual on purpose. Automated apps that sync your bank can show you what happened — but they can't tell you what SHOULD happen. The act of logging an expense yourself is what makes envelope budgeting work. It keeps you present with your money. If you've tried auto-tracking apps and still felt out of control, this is for you. -------------------- SHARED WALLETS FOR COUPLES & FAMILIES -------------------- Sync a wallet with your partner, roommate, or family and keep one shared budget in real time. Everyone sees the same numbers — no more "wait, did you already buy groceries this week?" -------------------- MAGIC IMPORT -------------------- Snap a receipt, upload a CSV, or drop in a bank statement PDF and let Budget Envelopes pull out the line items and totals for you. All the discipline of manual tracking, none of the typing. -------------------- PRIVATE BY DEFAULT -------------------- We don't connect to your bank. We don't sell your data. Your budget is yours. -------------------- SUBSCRIPTION DETAILS -------------------- Budget Envelopes offers a 7-day free trial. After the trial, continued access requires a subscription. Shared wallets and Magic Import are subscriber-only features. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel anytime in your Apple ID account settings. Terms of Use: https://dimmple-benv.web.app/terms-of-service Privacy Policy: https://dimmple-benv.web.app/privacy-policy -------------------- Questions or feedback? We'd love to hear from you: support@dimmple.com
Screenshots
Verdict
The clearest difference is ads: Billy at none against Budget Envelopes Spend Tracker's shown. On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Billy sells 7 in-app purchases, starting at $1.99 per month and Budget Envelopes Spend Tracker sells 1 in-app purchase, starting at $24.99 per year. Whichever you choose, the download price is not the number that matters.
Billy ships an update every 10 days, Budget Envelopes Spend Tracker every 2 weeks. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.
| Parameter | Billy | Budget Envelopes Spend Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 2 — better |
| Update frequency | Every 10 days — better | Every 2 weeks |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 44 MB | 132 MB |
| Age rating | +4 | 4+ |
| Developer | Wesley Fernandes | DIMMPLE PTY LTD |
Customer experience
Billy
Budget Envelopes Spend Tracker
In-app purchases
Billy
- Essential2 variants$1.991 Month
- Plano Essential$1.991 Month
- Plano Pro3 variants$2.991 Month
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- Plano Essential$11.991 Year
- Essential Anual$11.991 Year
- Plano Pro$22.991 Year
- Plano Pro Anual$22.991 Year
Budget Envelopes Spend Tracker
- Pro Yearly$24.991 Year
Questions
Is Billy free?
Is Budget Envelopes Spend Tracker free?
Do Billy or Budget Envelopes Spend Tracker have ads?
Which is updated more often, Billy or Budget Envelopes Spend Tracker?
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