Comparison

Taproot vs SpendPulse

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Taproot

Features
Read full description

Know your real net worth. If your money is spread across multiple banks, countries, currencies, or asset types, it becomes difficult to understand your overall financial position. Taproot helps you track your assets in one place and calculate your net worth clearly. Taproot is designed as a private, offline-first asset ledger. Your data stays on your device. No accounts, no cloud syncing, and no tracking. Track assets across different institutions and currencies, including bank accounts, investments, cash, precious metals, and digital assets. Key features: • Track assets across banks, brokers and wallets • View your total net worth in a single currency • Organize assets by type, currency, or institution • Manage multiple currencies • Fully offline — no internet required • Local data storage for privacy • Export or import your asset records • Encrypted vault backup (.tdf) Taproot is ideal for people who manage assets across multiple countries, currencies, or financial institutions and want a clear view of their global net worth. NOTICE: - It works fully offline. - Your financial data stays on your device. Internet is only required for App Store purchases or restoring subscriptions. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SpendPulse

Features
Read full description

SpendPulse helps you see the pattern behind your numbers — not just what you spent, but why, when, and how you felt about it. Banks show you transactions. SpendPulse shows you the story. KEY FEATURES • Mood Ɨ Spending — Tag each purchase with a mood (one tap), then watch the patterns emerge: stress shopping, celebration splurges, tired-day cafe runs. • 100% On-Device AI — Your financial data never leaves your iPhone. Powered by Apple Intelligence (iOS 26+) with a smart fallback for earlier versions. • Weekly Pulse — Every week, an AI-generated report shows your top patterns: which category took most of your spending, which mood drove the biggest purchases, what time of day you spent the most. • No Guilt UX — We don't call your spending "bad." We just show what's happening, so you decide. • Savings Goals with AI ETA — Set a goal, log savings, and we predict when you'll hit it based on your actual pace. • Subscription Audit — We automatically detect recurring charges and flag possible duplicates (paying for two music apps?). • Beautiful Charts — Daily trend bars, category donut, mood Ɨ weekday heatmap. Designed for clarity, not clutter. • Built for iPhone — Optional Face ID lock for privacy. Siri shortcuts for "How much did I spend today?" Widgets coming soon. WHO IT'S FOR The conscious spender: you make decent money but feel like it disappears. You've tried budget apps — they made you feel bad. You don't need rules, you need awareness. PRO FEATURES Upgrade to Pro for $6.99/month or $49.99/year (40% off) — try free for 7 days: • Full Weekly Pulse AI reports • Mood Ɨ Spending deep analysis • Time-of-day & day-of-week patterns • Unlimited savings goals with AI ETA • Subscription audit & duplicate detection • CSV export PRIVACY-FIRST We don't connect to your bank. We don't sell data. We don't even have servers. Everything happens on your iPhone, in your control. Terms of Use (EULA): https://jimmypark1.github.io/spendpulse-web/terms.html Privacy Policy: https://jimmypark1.github.io/spendpulse-web/privacy.html

Screenshots

Taproot4 screens
SpendPulse4 screens

Verdict

The call

Taproot and SpendPulse are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Taproot sells 1 in-app purchase, starting at $19.99 per year and SpendPulse sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Taproot versus SpendPulse: the parameters behind the verdict, then further details
ParameterTaprootSpendPulse
PriceFreeFree
Update frequency—Every 2 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS17.6 — better18.0
Further details — not scored
Size4 MB4 MB
Age rating4+4+
DeveloperFilmbudd LLCJunSoft Mobile Inc.

In-app purchases

1 purchases

Taproot

Subscriptions1
  • One Year$19.991 Year
2 purchases

SpendPulse

Subscriptions2
  • Pro Monthly7 Days trial$6.991 Month
  • Pro Yearly7 Days trial$49.991 Year

Questions

Is Taproot free?
Taproot is free to download, with in-app purchases available.
Is SpendPulse free?
SpendPulse is free to download, with in-app purchases available.
Do Taproot or SpendPulse have ads?
Neither Taproot nor SpendPulse shows ads.

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