卡利Cardli | 信用卡回饋比較·刷卡推薦選卡 vs Sonar

卡利 Cardli 是給台灣多卡族的信用卡回饋比較與刷卡推薦工具。結帳前輸入店家、消費類別或金額，先知道這筆可能刷哪張卡更適合。 免費版可用全卡庫查詢，適合先看市場上哪些卡片有機會拿到較好回饋；Pro 可只從你已新增的卡片中精算，讓推薦更貼近日常持卡組合。 你可能適合 Cardli，如果你常遇到： - 站在櫃台前不知道這筆該刷哪張卡 - 手上有多張卡，記不住每張卡的通路、上限與條件 - 想比較信用卡現金回饋、點數、哩程與指定通路活動 - 刷完後想把消費、帳單與預估回饋整理起來 - 容易忘記帳單日、繳款日或分期付款 核心功能 結帳前查刷哪張 輸入商家、通路、消費場景、付款方式或海外消費需求，快速比較信用卡與預估回饋。免費版支援全卡庫查詢；Pro 支援只用自己的卡片精算。 信用卡與帳單管理 新增並管理自己的信用卡，集中查看卡片、帳單日、繳款日、待繳金額與常用資訊，降低漏繳風險。 刷完後記帳 支援手動記帳、發票掃描、帳單截圖整理與 Email 帳單匯入；iOS 27 以上可透過「捷徑」在收到銀行通知時記帳，較舊的 iOS 版本可用截圖辨識記錄交易；免費版確認後入帳，Pro 會員可開啟自動記帳。 回饋與額度追蹤 查看預估回饋、回饋上限、活動條件、消費分類、月度趨勢與卡片使用狀態。實際回饋仍以銀行與活動公告為準。 Pro 進階功能 - 個人化智慧選卡：從你的持卡組合中推薦適合卡片 - 回饋上限與條件記錄：整理回饋條件、上限與使用進度 - 消費分析：依商家、分類、月份與卡片查看消費 - Email 帳單匯入：整理銀行帳單郵件 - 年費、分期、預算與訂閱管理 資料安全 卡利只儲存管理與提醒所需的卡片基本資訊，不會要求或儲存完整卡號、有效期限或安全碼。你可以在 App 內刪除帳號，也可以來信申請刪除；刪除後雲端資料會永久移除且無法復原。 先用免費版查一筆消費，再依需要升級 Pro 做個人卡庫精算。讓信用卡不只是付款工具，而是每次結帳前都能更清楚的選擇。

Sonar keeps every subscription you pay for in one place: what it costs, when it renews, and what you're spending a year. Then it does something your bank statement can't. It tells you which ones you've stopped using. WHAT MAKES SONAR DIFFERENT Link a subscription to its app, and Sonar uses Screen Time to count how often you actually open it. Once a month it reports the ones you barely touched. Not an estimate: a count of the days you opened it, or didn't. EVERY SUBSCRIPTION IN ONE PLACE - Add them by hand, pick from common services already priced for your country, or import them by screenshotting your Apple subscriptions page - See what you spend per month and per year at a glance - Mixed currencies are converted using published exchange rates, covering every currency the App Store bills in NEVER BE SURPRISED BY A RENEWAL - A reminder before every renewal, as many days ahead as you like - A calendar of what is coming and what it will cost SEE WHAT YOU ACTUALLY USE - Days opened across the last 30 days, and across the last year - A monthly report naming the subscriptions you barely opened - You set the bar for what "barely used" means COUNT WHAT YOU HAVE SAVED - Cancel something and Sonar counts the charges that never happened - Totalled per year, at the price you were actually paying PRIVATE BY DESIGN Screen Time tells Sonar one thing per app per day: opened, or not. Never how long, never what you did inside it, never anything about apps you have not linked. That record stays on your iPhone. Sonar has no account, no server and no analytics. HONEST ABOUT ITS LIMITS Sonar cannot read your real App Store subscriptions, because no such interface exists on iPhone. You add them, or import them from a screenshot. It cannot cancel anything for you either. And it only sees this iPhone, so an app you mostly watch on a TV will look unused here. SONAR PRO Sonar is free for up to 2 subscriptions, with every feature. Sonar Pro removes the limit. Two ways to buy: - Yearly, with a 1-month free trial - Lifetime, one payment, no renewals Prices are shown in your own currency before you buy. Payment is charged to your Apple Account at confirmation. A yearly subscription renews automatically unless cancelled at least 24 hours before the current period ends, and you can manage or cancel it in Settings › Apple Account › Subscriptions. A free trial that is not cancelled before it ends becomes a paid subscription. Terms of Use: https://romisoft.app/terms Privacy Policy: https://romisoft.app/privacy