FlowBudget vs NetBudget

FlowBudget is the simple, intuitive app to track expenses, manage budgets, and take control of your personal finances. Add income and expenses in seconds, organize every transaction by category, and monitor your accounts in real time. Your Monthly Report tells the story of your money, month after month where it went, how much you saved, and what mattered most. KEY FEATURES • Dashboard with total balance and recent transactions • Multiple accounts (checking, cash, cards, savings) • Custom categories with icons and colors • Recurring transactions: subscriptions, rent, salary • Budget management with spending limits per category • Monthly financial report: income, expenses and balance • Detailed statistics and charts by category and period • Upcoming expenses: keep an eye on what's coming • Attach PDF receipts and invoices to transactions • Trash with restore option • Home screen widget FLOWBUDGET PRO • Unlimited accounts, categories and budgets • Unlimited recurring transactions • Full statistics history, including Year and All-time views • In-depth Monthly Report: savings rate, top categories, month-over-month comparison • Push notifications for budget alerts and recurring transactions • iCloud sync across iPhone, iPad and Mac • Backup and CSV export Try FlowBudget Pro free for 7 days. Available as a monthly subscription, annual subscription, or one-time purchase. Terms of Use: https://getflowbudget.com/terms

How much money do you really have left at the end of the month? NETbudget calculates your remaining budget in just a few minutes and tells you exactly where to take action. Based on the universal 50/30/20 rule (Elizabeth Warren), it categorizes your expenses into essentials, lifestyle, and savings, projects your next 12 months, and provides 23 personalized recommendations. Everything runs 100% on your phone — no account, no cloud, no ads. YOUR INCOME • Multiple income sources supported: salary, freelance, rental income, dividends… • Automatic gross-to-net conversion based on your status (employee, executive, public sector, self-employed) with editable tax rates • Annual / monthly / one-time payments (bonus, 13th month salary, dividends) YOUR LOANS • Monthly payment automatically calculated from loan amount, rate, and duration • Or manually enter the amount if you already know it YOUR EXPENSES (50/30/20 RULE) • Three clear categories: Essentials, Lifestyle, Savings • Pre-filled lists (groceries, transport, savings accounts, investments, life insurance…) fully customizable WORLDWIDE SUPPORT • Full support for 8 languages: French, English, Spanish, Portuguese, German, Italian, Arabic, Japanese • 558 cities across 59 countries with cost-of-living indexes • 15 currencies (€,$,£,¥,CHF,BRL,INR,CFA franc…) • Real-time currency converter with history PERSONALIZED INSIGHTS • 23 recommendation cards based on your real financial situation • Trusted thresholds: 50/30/20 rule, 35% debt ratio, rent ≤ 1/3 of net income, emergency fund, investor profile • Fully translated into all supported languages CLEAR VISUALIZATION • Donut chart of your monthly expenses • 12-month projection, detailed tables, yearly totals • Clean PDF export in your language PRIVACY FIRST • 100% offline (except exchange rates, updated every 6 hours) • No data leaves your phone • No account, no tracking, no advertising Designed in France. Download NETbudget and take control of your finances in just 5 minutes.