Yunoza vs Finanno

Yunoza is a personal finance app designed to help you understand your spending in a calm and mindful way. Inspired by the Japanese Kakebo method, Yunoza turns financial tracking into a simple and reflective habit, away from complex and stressful apps. EASILY TRACK YOUR EXPENSES Log income and expenses in seconds with a clean and minimalist experience. UNDERSTAND YOUR FINANCIAL HABITS See your monthly progress and detect patterns without feeling overwhelmed. SMART MONTHLY PREDICTION Discover how your month may end based on your current spending rhythm. VISIBLE SMALL EXPENSES Identify small daily expenses that often go unnoticed. PAUSE BEFORE BUYING Take a moment to reflect before impulsive purchases. GENTLE CUSTOM REMINDERS Maintain your financial routines with calm and respectful notifications. FULL PRIVACY Your data stays on your device. No accounts and no ads. Yunoza is designed for people seeking clarity and a healthier relationship with money.

Every account. One clear picture. Finanno connects all your bank accounts, sorts every transaction automatically, and shows you where the money actually went, month over month. READ-ONLY, ALWAYS Bank connections go through licensed PSD2 account-information providers. Finanno can read your account details, balances and transactions. It cannot move money, and it never will. EVERY ACCOUNT IN ONE PLACE Connect current, savings and credit accounts across banks; balances sync through the day. Prefer CSV? KBC and CBC exports are recognised automatically, and any other bank's format is remembered after you map it once. Accounts Finanno cannot reach can be added and kept by hand. SORTED WHILE YOU SLEEP New activity is categorised automatically. Pick a category for a merchant once and Finanno remembers it, so that merchant's next transactions arrive sorted; you can change what it remembers under Sort → Remembered. Choose from 14 main categories, or switch to Advanced in Settings for all 86 subcategories. What Finanno is sure about is sorted for you and listed, so you can change it. Anything it is unsure about lands in a short review queue instead of a silent guess. BUILT FOR TWO Share an account with your partner and split any transaction by percentage: 50/50, 70/30, or entirely theirs. Each of you keeps your own login, your own accounts and your own view, and your totals count only your share. BUDGETS THAT FOLLOW YOUR PAYDAY Set a budget per category or per parent category, anchored to the day of the month you are actually paid rather than to the calendar. Get a notification when you pass 80% and again if you go over. Recurring payments are spotted for you, so you can see what is still to pay this month. CASH COUNTS TOO A cash wallet for the notes and coins you carry, free on every plan. Withdrawals from your own bank accounts move in by themselves as Cash in, and what you buy with the cash counts as spending. Count my cash now and then to keep the balance right. DELETE IT ALL, YOURSELF Delete your account from inside the app at any time. Deletion is confirmed by email and removes your bank connections, transactions, budgets and settings; co-owners of shared accounts keep none of your data. You can also disconnect a single bank, undo a single CSV import, or delete a single budget without closing your account. SUBSCRIPTIONS, NOT DATA SALES No ads, ever. Your financial data is not the product. Finanno is free for CSV imports, accounts you add by IBAN and a cash wallet; live bank sync, Foundations and savings advice need a paid plan, bought on finanno.eu. Finanno is an information tool, not financial advice. Balances and categories can lag, so confirm with your bank before making a decision. You must be 18 or older to use Finanno. RedDevs Comm.V · Leuvensebaan 97, 3040 Huldenberg, Belgium · contact@finanno.eu