Quoba vs HisabRakh

WHERE DID YOUR MONEY GO? Most expense apps promise to fix your finances. They deliver spreadsheets, budgets, and complexity instead. Quoba is different. One idea: knowing where your money goes shouldn't feel like work. —— LOG ANY EXPENSE IN 2 SECONDS Tap. Enter the amount. Save. No form to fill. No account to create. No learning curve. Just a fast, frictionless habit you'll actually keep. —— SUBSCRIPTIONS, ALWAYS IN SIGHT See all your recurring expenses in one clear list — streaming, gym, software, everything. Know exactly what's coming out of your account before it does. —— YOUR FULL SPENDING HISTORY Every expense, organized by month and category. Scroll back any time to see exactly where things went. —— EXPORT WITH ONE TAP Need your data? Export everything to CSV and open it in any spreadsheet app — for taxes, reviews, or just peace of mind. —— BUILT FOR AWARENESS, NOT ANXIETY No budgets. No targets. No alerts when you overspend. Just clarity. When you see your spending consistently, better habits follow on their own. —— PAY ONCE. YOURS FOREVER. No subscription. No monthly fee. No hidden costs. Buy it once — it's yours. —— WHO QUOBA IS FOR • You want a simple daily spending log • You're tired of apps that feel like homework • You want better money awareness without the overwhelm • You prefer a clean, minimalist alternative to complex budget tools —— FEATURES • Log expenses in seconds — tap, enter, save • Track recurring expenses & subscriptions • Full spending history by month & category • Export to CSV with one tap • Minimalist design, no clutter • No account required • No subscription — pay once, keep forever —— Start simple. Stay aware. One expense at a time.

HisabRakh - Keep Your Accounts, Effortlessly. Hisab Rakh is the all-in-one personal and social finance app built for how people actually manage money — splitting rent with roommates, lending to a friend, saving for a trip together, and tracking daily spending. No spreadsheets. No awkward "you still owe me" conversations. Just clear, shared, accountable money management. Designed mobile-first for South Asia and built to work even when your connection doesn't, HisabRakh logs every transaction locally and syncs the moment you're back online. EFFORTLESS EXPENSE & INCOME TRACKING • Log an expense in under 3 seconds — amount, category, done • Pre-built and custom categories, plus cross-category tags • Track every income source for a complete cash-flow picture • Recurring expenses and income auto-logged for you SOCIAL FINANCE & BILL SPLITTING • Create groups for roommates, trips, households, or friend circles • Split shared expenses equally, by percentage, by shares, or custom amounts • Smart settlement suggestions minimize the number of payments needed • Real-time activity feed keeps everyone on the same page LOAN TRACKING (LENDING & BORROWING) • Track money you've lent or borrowed with running balances • Log partial payments and settle up with full transparency • Payment reminders for upcoming and overdue amounts • Built for informal lending the way it really works GOALS & SAVINGS • Set savings goals with targets and deadlines • Track progress with milestones and celebrations • Invite others to contribute toward shared goals BUDGETS & INSIGHTS • Set category budgets and get alerts at 75%, 90%, and 100% • Monthly summaries of income, expenses, savings, and loans • Spending trends, net-worth tracking, and exportable reports (Pro) BUILT-IN COMMUNICATION • Every loan, shared expense, and goal has its own discussion thread • Group chat keeps financial conversations in context • Automatic system updates when payments and expenses are added PRIVATE & SECURE • Biometric (fingerprint / Face ID) and PIN lock • Encrypted discussion threads • Granular control over what group members can see • Your data, your control — full export and account deletion anytime WORKS OFFLINE Log expenses on a flight, in a basement, or anywhere with no signal. Everything syncs automatically when you reconnect. FAIR, RESPECTFUL MONETIZATION The free tier is genuinely useful — supported only by small, clearly-labeled banner ads, never disruptive full-screen or pop-up ads. Every ad shows a one-tap "Remove ads" option. Want to try Pro? Watch one short opt-in video to unlock all Pro features free for 7 days — or subscribe to go completely ad-free. Download HisabRakh today and finally keep every rupee in hisab. — SUBSCRIPTION & LEGAL HisabRakh Pro is available as an auto-renewable subscription, billed monthly or yearly at the price shown in the app. Payment is charged to your account at confirmation of purchase. Your subscription renews automatically for the same period unless canceled at least 24 hours before the end of the current period; you can manage or cancel anytime in your account settings. Terms of Use (EULA): https://hisabrakh.com/terms Privacy Policy: https://hisabrakh.com/privacy