Seed Finance vs Wallia

Seed transforms the way you record your finances: simple, intelligent, and frictionless. Seed is a personal finance app designed to help you track income and expenses in a simple and natural way. Instead of filling long forms every time you add a transaction, Seed lets you write, speak, or manually add transactions in seconds. The goal is simple: make recording your daily spending so easy that you never forget to track it. RECORD TRANSACTIONS USING NATURAL LANGUAGE With Seed you can type something like: “I spent $18 on Uber” “I spent $8 on a coffee today.” “I got paid $3000” Seed understands the transaction and categorizes it automatically using Foundation Models, enabling natural language understanding directly on your device. ADD TRANSACTIONS USING YOUR VOICE Seed also allows you to add transactions using your voice thanks to the Speech framework and Apple Intelligence on supported devices. Simply say your expense or income and the app will register it automatically. ADD EXPENSES WITHOUT OPENING THE APP Seed integrates with the system using App Intents and Shortcuts, allowing you to add transactions using Siri or the Shortcuts app without opening Seed. VISUALIZE YOUR FINANCES Seed uses Swift Charts to display clear insights into your finances: • daily expenses • monthly spending • spending by category SAVE RECEIPTS You can store purchase receipts directly in the app. Using Vision, Seed can detect information from receipts and associate them with transactions. CUSTOM CATEGORIES Seed allows you to create custom categories to organize your finances according to your lifestyle. All data is stored using SwiftData directly on your device. PRIVACY FIRST Your financial information is completely private. Seed stores all data locally on your device using SwiftData. This means: • your transactions are not sent to external servers • your financial data stays on your device • you have full control over your information COMPATIBILITY On devices that support Apple Intelligence you can record transactions using voice and natural language. On iOS 18 devices you can still add transactions manually and create custom categories. Seed makes recording your expenses as easy as saying it.

Wallia is a personal money companion built to make tracking expenses feel lighter. Log income and spending, organize everything by category and account, set monthly budgets, and understand your cash flow without digging through spreadsheets. Wallia helps you notice what is happening with your money in a calm, visual way, so you can make small decisions with more confidence. With Wallia, you can: - Track expenses and income in a clean monthly overview - Set monthly and category budgets - Organize transactions by category, account, date, and note - Review spending trends, category mix, and daily rhythm - Add recurring bills, subscriptions, and income - Log transactions by voice - Import transactions from bank screenshots - Use smart categorization to file entries faster - Auto-log supported Apple Pay purchases through an optional iPhone Shortcut - Search, filter, edit, import, and export your activity with CSV Wallia is designed to be useful without being noisy. No ads, no pressure, no financial advice, just a thoughtful place to keep your personal spending visible. Wallia requires an active subscription after any available free trial. Subscriptions are managed through Apple and can be canceled anytime in App Store settings. Your data belongs to you. You can export your transactions and delete your account from the app when needed. Terms of Use (EULA): https://get-wallia.app/terms Privacy Policy: https://get-wallia.app/privacy