Comparison

Seed Finance vs Babil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Seed Finance

Features
Read full description

Seed transforms the way you record your finances: simple, intelligent, and frictionless. Seed is a personal finance app designed to help you track income and expenses in a simple and natural way. Instead of filling long forms every time you add a transaction, Seed lets you write, speak, or manually add transactions in seconds. The goal is simple: make recording your daily spending so easy that you never forget to track it. RECORD TRANSACTIONS USING NATURAL LANGUAGE With Seed you can type something like: “I spent $18 on Uber” “I spent $8 on a coffee today.” “I got paid $3000” Seed understands the transaction and categorizes it automatically using Foundation Models, enabling natural language understanding directly on your device. ADD TRANSACTIONS USING YOUR VOICE Seed also allows you to add transactions using your voice thanks to the Speech framework and Apple Intelligence on supported devices. Simply say your expense or income and the app will register it automatically. ADD EXPENSES WITHOUT OPENING THE APP Seed integrates with the system using App Intents and Shortcuts, allowing you to add transactions using Siri or the Shortcuts app without opening Seed. VISUALIZE YOUR FINANCES Seed uses Swift Charts to display clear insights into your finances: • daily expenses • monthly spending • spending by category SAVE RECEIPTS You can store purchase receipts directly in the app. Using Vision, Seed can detect information from receipts and associate them with transactions. CUSTOM CATEGORIES Seed allows you to create custom categories to organize your finances according to your lifestyle. All data is stored using SwiftData directly on your device. PRIVACY FIRST Your financial information is completely private. Seed stores all data locally on your device using SwiftData. This means: • your transactions are not sent to external servers • your financial data stays on your device • you have full control over your information COMPATIBILITY On devices that support Apple Intelligence you can record transactions using voice and natural language. On iOS 18 devices you can still add transactions manually and create custom categories. Seed makes recording your expenses as easy as saying it.

About

Babil

Effortlessly track your income and expenses with a private, ad-free personal finance app. Organize spending by category, log work hours, and manage finances with custom wallets and budgets.

Highlights
  • Log expenses and income
  • Monthly breakdown by category
  • Track work hours and earnings
  • Organize with separate wallets
  • Customizable trip budgets
  • Import transactions from CSV
  • Multi-currency support
Read full description

Babil is a clean, private personal finance app that helps you track where your money goes and how much you earn, with no ads and no tracking. TRACK YOUR SPENDING • Log expenses and income in seconds • See a clear monthly breakdown by category • Beautiful charts that show where your money goes WORK LOG & EARNINGS • Log every shift and track your hours • Watch your earnings add up over the month • Perfect for hourly, shift, or freelance work ORGANIZE WITH WALLETS • Keep separate wallets for different needs, zero mix-ups • Create dedicated trip wallets with their own budget • Organize everything your way with custom categories SEE YOUR NET WORTH • Build a net worth snapshot, assets and debts, on your own • Live pricing for crypto and stocks • No bank account linking required MORE • Works across multiple currencies • Turn your week into a shareable report you can send to anyone • Your data stays private, with no third-party tracking SUBSCRIPTIONS Start with a 7-day free trial. Babil is free to use. Optional Premium and Unlimited subscriptions unlock more wallets, dedicated trip budgets, CSV imports, job presets, advanced analytics (category drill-downs, yearly overview, work summaries), saved reports, and more categories and sources. • Premium and Unlimited are available as monthly or yearly plans. The exact price is shown in the app before you buy. • Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless it is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the period ends. • You can manage or cancel anytime in your App Store account settings. Terms of Use: https://babilfinance.com/terms Privacy Policy: https://babilfinance.com/privacy

Screenshots

Seed Finance4 screens
Babil4 screens

Verdict

The call

The clearest difference is in-app purchases: Seed Finance at none against Babil's 4. Babil's advantage is update cadence (weekly vs every 4 months) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Babil sells 4 in-app purchases, starting at $4.99 per month. Seed Finance asks for nothing beyond the download.

UpkeepUpdate frequency

Seed Finance ships an update every 4 months, Babil weekly. Both last shipped on October 31, 2026.

Scorecard3 real differences · 6 level
Seed Finance versus Babil: the parameters behind the verdict, then further details
ParameterSeed FinanceBabil
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size14 MB46 MB
Age rating4+4+
DeveloperLeonardo Adrian Gonzalez HernandezSALIM CAN YILMAZ

In-app purchases

None

Seed Finance

No in-app purchases

4 purchases

Babil

Subscriptions4
  • Premium7 Days trial$4.991 Month
  • Unlimited7 Days trial$8.991 Month
  • Premium7 Days trial$35.991 Year
Show 1 more
  • Unlimited7 Days trial$59.991 Year

Questions

Is Seed Finance free?
Seed Finance is free to download, with no in-app purchases.
Is Babil free?
Babil is free to download, with in-app purchases available.
Do Seed Finance or Babil have ads?
Neither Seed Finance nor Babil shows ads.
Which is updated more often, Seed Finance or Babil?
Seed Finance ships an update every 4 months, and Babil weekly. Most recently, Seed Finance was updated on October 31, 2026 and Babil on October 31, 2026.

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