Seed Finance vs Subsum

Seed transforms the way you record your finances: simple, intelligent, and frictionless. Seed is a personal finance app designed to help you track income and expenses in a simple and natural way. Instead of filling long forms every time you add a transaction, Seed lets you write, speak, or manually add transactions in seconds. The goal is simple: make recording your daily spending so easy that you never forget to track it. RECORD TRANSACTIONS USING NATURAL LANGUAGE With Seed you can type something like: “I spent $18 on Uber” “I spent $8 on a coffee today.” “I got paid $3000” Seed understands the transaction and categorizes it automatically using Foundation Models, enabling natural language understanding directly on your device. ADD TRANSACTIONS USING YOUR VOICE Seed also allows you to add transactions using your voice thanks to the Speech framework and Apple Intelligence on supported devices. Simply say your expense or income and the app will register it automatically. ADD EXPENSES WITHOUT OPENING THE APP Seed integrates with the system using App Intents and Shortcuts, allowing you to add transactions using Siri or the Shortcuts app without opening Seed. VISUALIZE YOUR FINANCES Seed uses Swift Charts to display clear insights into your finances: • daily expenses • monthly spending • spending by category SAVE RECEIPTS You can store purchase receipts directly in the app. Using Vision, Seed can detect information from receipts and associate them with transactions. CUSTOM CATEGORIES Seed allows you to create custom categories to organize your finances according to your lifestyle. All data is stored using SwiftData directly on your device. PRIVACY FIRST Your financial information is completely private. Seed stores all data locally on your device using SwiftData. This means: • your transactions are not sent to external servers • your financial data stays on your device • you have full control over your information COMPATIBILITY On devices that support Apple Intelligence you can record transactions using voice and natural language. On iOS 18 devices you can still add transactions manually and create custom categories. Seed makes recording your expenses as easy as saying it.

The best subscription tracker ever. And it's free. FOREVER. No premium tiers, no trials, no ads. Subsum is the simplest way to see what your subscriptions really cost. Add them in seconds from a catalog of 150+ popular services, group them by category, and see your monthly and yearly totals on one clean screen. WHY SUBSUM - Monthly and yearly totals, always up to date - Live exchange rates: mix USD, EUR, GBP and TRY subscriptions and see the total in the currency you choose - A catalog of 150+ popular apps and services with logos, plus custom entries for anything else - Categories you control: create, rename and delete - Labels for multiple accounts (personal, work, family) - Billing periods from monthly to every 2 years, all normalized to a monthly cost - 6 languages: English, Turkish, German, French, Spanish, Russian - Dark and light themes - Sign in with Apple or Google; your data syncs with the web app at subsum.app No credit card. No paywall waiting at the end. That's the whole point.