Comparison

Silver Watcher (Ag) vs Perk Ledger

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Silver Watcher (Ag)

Track live silver prices, manage your portfolio, and analyze investment scenarios with real-time data and historical charts. Features include purity calculations, gold-to-silver ratio tracking, and market sentiment analysis.

Highlights
  • Live silver spot price tracking
  • Home screen widgets
  • Portfolio management with P&L
  • What-if investment scenarios
  • Purity and value calculators
  • Gold-to-silver ratio analysis
  • Market sentiment indicators
Features
Read full description

Track silver prices in real time. Silver Watcher is the essential app for stackers, coin collectors, and precious metals investors. HOME & LOCK SCREEN WIDGETS β€” Add a small or medium widget to see the live silver spot price, today's change, and a 7-day chart right on your home screen, in your selected currency. Lock Screen widgets show the price and today's move at a glance. They refresh through the day without opening the app. LIVE SILVER PRICE β€” Spot silver updated throughout the trading day. Today's Pulse gives a one-sentence read on what's moving, and a second line says whether silver is following gold or the industrial side, using live gold and copper moves. Historical charts (1D through 10Y and MAX), daily range, and a live heartbeat indicator. Switch between line and dot chart styles. Rotate your device for immersive fullscreen charts. PORTFOLIO TRACKER β€” Track every silver purchase with live P&L. When you sell, record the sale price and date β€” Silver Watcher logs the realized gain and shows your cumulative profit across closed positions. Manage holdings in oz, g, kg, dwt, tola, tael, or grain. Purity-aware: Sterling (.925), Britannia (.958), and Coin Silver (.900) are valued correctly against fine silver. Mark gifts separately so they don't inflate the profit number. WHAT-IF CALCULATOR β€” See what your investment would be worth today if you'd bought silver at any past date. Compare returns against the S&P 500 and silver ETFs with overlay charts. Toggle between lump-sum and dollar-cost-averaging strategies with detailed DCA breakdowns. PURITY CALCULATOR β€” Calculate the value of silver by weight and purity instantly. Built-in grades from Fine Silver (.999) to European (.800), including Sterling, Britannia, and Coin Silver. GOLD/SILVER RATIO β€” Track the gold-to-silver ratio in real time with an adaptive timeframe selector (1Y, 5Y, 10Y, MAX) and a dated x-axis. See the current ratio against its low, average, and high β€” high values historically mean silver is undervalued. Premium users get a ratio-based buy/sell signal. SILVER ETFs, FUTURES & MINERS β€” Follow SLV, SIVR, and PSLV with live prices and detailed history. Monitor silver futures and major silver mining stocks. SIGNALS β€” Live financial news from Reuters, Bloomberg, Kitco, MarketWatch and more, each with the publisher's logo. Live Polymarket prediction-market odds on the macro forces moving silver β€” Fed rate cuts, inflation, recession risk, plus solar and EV demand. SMARTER SENTIMENT β€” The Bullish / Bearish / Neutral badge blends short-term momentum, 50-day trend health, and news-headline tone. SEASONAL PATTERNS β€” See which months silver historically performs best with a 10-year average monthly return chart. PREMIUM β€” Unlock the Portfolio and What-If tabs plus premium analytical cards. Current prices and free trial details are shown on the in-app paywall. 12 CURRENCIES β€” View everything in CAD, USD, EUR, GBP, INR, AUD, JPY, CHF, CNY, HKD, SGD, or BRL. Built by Artificial Igknorance. Privacy Policy: https://www.termsfeed.com/live/4e87787e-3481-4629-8246-8b9c1631c866 Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Perk Ledger

Features
Read full description

Perk Ledger helps you track credit card benefits, recurring statement credits, annual fees, and real-world perk usage in one clean dashboard. Keep track of monthly, quarterly, semi-annual, and annual benefits across all your cards while seeing how much value you are actually getting each year. FEATURES β€’ Track multiple credit cards β€’ Add recurring benefits and credits β€’ Support for monthly, quarterly, semi-annual, and annual perks β€’ Log full or partial usage entries β€’ Back-date usage entries β€’ Track remaining credits for the current period β€’ View effective annual fees based on actual usage β€’ Portfolio-level summaries and analytics β€’ Archive inactive cards β€’ Edit or delete usage history β€’ Privacy-focused local storage using on-device SwiftData Perk Ledger is designed for users who want a clean, organized way to manage card benefits without connecting bank accounts or sharing financial credentials. NO BANK CONNECTIONS Perk Ledger does not connect to your bank account or credit card accounts. All tracking is entered manually and stored locally on your device. PRIVACY FIRST Your data stays on your device. No account creation required. Perfect for tracking: β€’ Dining credits β€’ Airline fee credits β€’ Hotel credits β€’ Streaming credits β€’ Lounge access usage β€’ Travel perks β€’ Companion certificates β€’ Annual card value

Screenshots

Silver Watcher (Ag)4 screens
Perk Ledger4 screens

Verdict

The call

The clearest difference is in-app purchases: Perk Ledger at none against Silver Watcher (Ag)'s 2. Silver Watcher (Ag)'s advantage is iOS requirement (13.4 vs 18.6). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Silver Watcher (Ag) sells 2 in-app purchases, starting at $1.99 per month. Perk Ledger asks for nothing beyond the download.

Scorecard2 real differences Β· 6 level
Silver Watcher (Ag) versus Perk Ledger: the parameters behind the verdict, then further details
ParameterSilver Watcher (Ag)Perk Ledger
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 2 daysβ€”
AdsNoNo
In-app purchasesYesNo β€” better
MonetizationFreemiumβ€”
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS13.4 β€” better18.6
Further details β€” not scored
Size25 MB11 MB
Age rating4+4+
DeveloperMike DangerfieldRL Ventures Group LLC

In-app purchases

2 purchases

Silver Watcher (Ag)

Subscriptions2
  • Silver Watcher Premium Monthly3 Days trial$1.991 Month
  • Silver Watcher Premium Yearly3 Days trial$9.991 Year
None

Perk Ledger

No in-app purchases

Questions

Is Silver Watcher (Ag) free?
Silver Watcher (Ag) is free to download, with in-app purchases available.
Is Perk Ledger free?
Perk Ledger is free to download, with no in-app purchases.
Do Silver Watcher (Ag) or Perk Ledger have ads?
Neither Silver Watcher (Ag) nor Perk Ledger shows ads.

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