DugaLedger vs SpendNext

DugaLedger is a bookkeeping app built around AI conversation. You must configure an AI model provider yourself to use this app. Data is stored entirely on your device by default — no account registration and no personal data collection. Key Features · AI chat bookkeeping: log income and expenses in natural language, with batch entry, editing, and deletion, plus automatic category creation · Flexible input: press and hold anywhere on the screen to speak, scan photos or pick images for text recognition, and import text via iOS Shortcuts · Smart query and statistics: donut, trend, ranking, time-of-day distribution, calendar heatmap, and category × period cross-tab charts; supports year-over-year and period-over-period comparison; tap any chart to drill down into the underlying records · Budgets and goals: set expense budgets or income goals for the overall account or per category, with daily, monthly, and yearly limits and live progress · Cost estimator: estimate your AI usage cost, updated in real time as you spend · Personalization: light, dark, or follow-system mode, multiple palettes and custom themes, adjustable corner radius, and same-hue random switching · Safer data: local storage and optional iCloud sync on iOS; no account required, and you can delete all your data at any time Privacy Policy: https://yehaha1216.github.io/luanhua-ios-privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/