UdotPay vs ZRPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UdotPay
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用户可以通过 Udotpay 申请 Mastercard 加密支付卡,将加密货币与现实消费场景连接起来。在全球 100+ 国家和地区,用户都可以像使用普通银行卡一样进行消费。
ZRPay
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ZR Pay turns your digital assets into real-world spending power. Pledge USDT and other supported assets to unlock a spending limit on your card, then pay anywhere Visa is accepted — online and offline, at home and abroad. WHY ZR PAY • Global reach — spend across many countries and regions worldwide, everywhere Visa is accepted. • Asset-backed limit — pledge your digital assets to unlock a spending limit; no need to sell your holdings first. •Fast issuance — apply for a spending card in minutes after identity verification (KYC). • Online & offline — bind mainstream wallets for in-store scan or tap, and pay for online shopping and subscriptions. • Transparent fees — low spending fees, no hidden annual charges. BUILT-IN SECURITY • Payment password for sensitive actions • 3DS cardholder verification for online payments • Freeze / unfreeze your card anytime • Real-time transaction alerts EVERYDAY SCENARIOS Cross-border shopping · online subscriptions · in-store payments · travel · games & digital services ABOUT & COMPLIANCE ZR Pay is operated by ZR Credit Services Limited, a Hong Kong company. Identity verification (KYC) and anti-money-laundering (AML) checks apply to all users. Support: https://www.zrpay.hk · Contact: ops@zrpay.hk
Screenshots
Verdict
The clearest difference is iOS requirement: UdotPay at 15.1 against ZRPay's 17.0. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | UdotPay | ZRPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | — | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 53 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | ULINK Global Ltd. | ZIRCON CREDIT SERVICE LIMITED |
In-app purchases
UdotPay
No in-app purchases
ZRPay
No in-app purchases









