Comparison

My Payment Reminder vs MySubs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Payment Reminder

Easily track all your debts and payments in one place. Get timely reminders for due dates and mark payments as complete with a single tap. Supports a wide range of loan types and currencies, working entirely offline.

Highlights
  • Monthly payment overview
  • Due-date reminders
  • Mark payments paid/unpaid
  • Supports informal loans
  • 23 currencies supported
  • Offline functionality
Features
Read full description

My Payment Reminder is the simple loan tracker that answers one question: how much do I owe this month? Whether you're managing a motorbike loan, microfinance payment, personal loan, credit card, rent, or an informal loan from a friend — keep everything in one place and never miss a due date. KEY FEATURES - Monthly payment overview — see every payment due this month at a glance - Due-date reminders — get notified before payments are due - Mark payments paid or unpaid — simple one-tap tracking - Supports informal loans — track money you owe and money owed to you - 23 currencies — USD, EUR, KHR, THB, VND, MYR, SGD, IDR, PHP, CNY, JPY, KRW, INR, BDT, PKR, AED, NGN, GHS, TZS, GBP, AUD, CAD, BRL - 8 languages — English, French, Khmer, Chinese, Japanese, Korean, Spanish, Portuguese - Light, Dark, and Auto theme PRO FEATURES ($9.99 one-time, lifetime) - Unlimited loans - Reminders N days before a payment is due - Overdue payment reminders - Start-of-month payment summary - Loan progress tracking — see how many installments remain and when you will be debt-free - Custom loan icons PRIVACY & OFFLINE FIRST Your data never leaves your device. No account. No cloud. No internet required. My Payment Reminder works completely offline — always. PERFECT FOR - Motorbike loans and vehicle financing - Microfinance and cooperative loan repayments - Personal loans and informal borrowing between friends or family - Credit card monthly minimum payments - Rent and recurring monthly obligations - Tracking money others owe you SIMPLE BY DESIGN My Payment Reminder is not a budgeting app or a bank integration tool. It is a focused payment reminder and loan tracker built for people who want one clear answer: what do I need to pay this month? Add a loan in under 10 seconds. Set a due day. Let the app do the rest. Download free and start tracking today.

About

MySubs

Features
Read full description

Stop losing money on forgotten subscriptions! MySubs helps you track every recurring payment in one place. See exactly how much you spend each month, get reminders before charges hit, and take control of your finances — now with iCloud sync across all your devices. KEY FEATURES: • Track All Subscriptions — Netflix, Spotify, iCloud+, gym memberships, and more • iCloud Sync — Your subscriptions stay in sync across all your Apple devices • Free Trial Tracking — Mark trials with end dates, see countdown badges, and get notified before they expire • Workspaces — Create custom groups, track spending per workspace • Categories — Organize into groups like Entertainment, Work, Personal, and more • Monthly Spending Overview — See total costs at a glance, with multi-currency conversion • Smart Reminders — Flexible presets: on payment day, 1 day, 3 days, 1 week, or 2 weeks before • Search, Sort & Filter — Find any subscription instantly. Filter by category or status. Sort by price, name, or date • Export — Save as CSV or PDF for budgeting or record-keeping • Custom Themes & Icons — Personalize the look of your app • 48 Currencies Supported — Track in any currency with converted totals • Privacy First — All data stays on your device and iCloud. No third-party servers. No tracking. PREMIUM (One-Time Purchase): • Unlimited subscription tracking • No recurring fees — pay once, use forever Free version allows tracking up to 3 subscriptions. Now available in English and Ukrainian

Screenshots

My Payment Reminder4 screens
MySubs4 screens

Verdict

The call

The clearest difference is update cadence: MySubs at daily against My Payment Reminder's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Payment Reminder sells 2 one-off in-app purchases and MySubs sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Payment Reminder ships an update fortnightly, MySubs daily. Both last shipped on October 28, 2026.

Scorecard1 real difference · 8 level
My Payment Reminder versus MySubs: the parameters behind the verdict, then further details
ParameterMy Payment ReminderMySubs
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightlyDaily — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.4 — better17.0
Further details — not scored
Size61 MB2 MB
Age rating4+4+
DeveloperLyhour HuyDmytro Burlaka

In-app purchases

2 purchases

My Payment Reminder

One-time2
  • My Payment Remind Pro$9.99
  • My Payment Remind Premium$9.99
1 purchases

MySubs

One-time1
  • Lifetime Premium$3.99

Questions

Is My Payment Reminder free?
My Payment Reminder is free to download, with in-app purchases available.
Is MySubs free?
MySubs is free to download, with in-app purchases available.
Do My Payment Reminder or MySubs have ads?
Neither My Payment Reminder nor MySubs shows ads.
Which is updated more often, My Payment Reminder or MySubs?
My Payment Reminder ships an update fortnightly, and MySubs daily. Most recently, My Payment Reminder was updated on October 28, 2026 and MySubs on October 28, 2026.

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