My Payment Reminder vs Recurring Payments
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Payment Reminder
This app helps you track loans and bills, showing your monthly payment obligations at a glance. Receive timely reminders and easily mark payments as made, all while keeping your financial data private and offline.
- Monthly payment overview
- Due-date reminders
- Mark payments paid/unpaid
- Supports informal loans
- 23 currency support
- Offline functionality
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My Payment Reminder is the simple loan tracker that answers one question: how much do I owe this month? Whether you're managing a motorbike loan, microfinance payment, personal loan, credit card, rent, or an informal loan from a friend — keep everything in one place and never miss a due date. KEY FEATURES - Monthly payment overview — see every payment due this month at a glance - Due-date reminders — get notified before payments are due - Mark payments paid or unpaid — simple one-tap tracking - Supports informal loans — track money you owe and money owed to you - 23 currencies — USD, EUR, KHR, THB, VND, MYR, SGD, IDR, PHP, CNY, JPY, KRW, INR, BDT, PKR, AED, NGN, GHS, TZS, GBP, AUD, CAD, BRL - 8 languages — English, French, Khmer, Chinese, Japanese, Korean, Spanish, Portuguese - Light, Dark, and Auto theme PRO FEATURES ($9.99 one-time, lifetime) - Unlimited loans - Reminders N days before a payment is due - Overdue payment reminders - Start-of-month payment summary - Loan progress tracking — see how many installments remain and when you will be debt-free - Custom loan icons PRIVACY & OFFLINE FIRST Your data never leaves your device. No account. No cloud. No internet required. My Payment Reminder works completely offline — always. PERFECT FOR - Motorbike loans and vehicle financing - Microfinance and cooperative loan repayments - Personal loans and informal borrowing between friends or family - Credit card monthly minimum payments - Rent and recurring monthly obligations - Tracking money others owe you SIMPLE BY DESIGN My Payment Reminder is not a budgeting app or a bank integration tool. It is a focused payment reminder and loan tracker built for people who want one clear answer: what do I need to pay this month? Add a loan in under 10 seconds. Set a due day. Let the app do the rest. Download free and start tracking today.
Recurring Payments
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Know when your next bill is due — and how much to expect. Keep subscriptions, rent and other recurring payments together on a calendar. The app interface is currently available in Japanese. SEE YOUR BILLING SCHEDULE Tap a date to see scheduled payments. Swipe between months and check the month's total alongside a monthly equivalent for yearly and other billing cycles. ADD YOUR SERVICES Choose a service from the catalog, check your actual amount and billing date, and save. Add custom entries for services, rent, insurance or lessons. GET A REMINDER Enable notifications and choose how many days before a bill you want to be reminded. You can also record free-trial end dates. RETHINK RECURRING SPENDING Review category breakdowns, monthly and yearly equivalents, upcoming charges and trial endings. Figures are estimates based on your current entries, not a record of past transactions. FIND AND EDIT QUICKLY Search by service name or notes. Filter by category or payment method, sort entries, and manage multiple records together. Change your payment method or amount without changing unrelated dates. KEEP YOUR DATA ON YOUR DEVICE No account or bank, card or email connection is required. No ads or tracking. Export a backup and restore it on a new device. Backup files do not include custom image data. Supports light and dark themes, multiple currencies, and optional reference exchange-rate updates. Home Screen widgets show your monthly equivalent and next bill on iOS 17 or later. This is a manual tracker. Enter your own payment information and confirm any catalog prices against your actual contract. Cancelling a service or stopping its renewal must be done with the provider. Deleting an entry only removes the in-app record. Trial expiry does not automatically change an entry's status or billing date. Service names and logos belong to their respective owners and are displayed for identification. Support: https://sabusuku.enworks.work/support.html
Screenshots
Verdict
The clearest difference is in-app purchases: Recurring Payments at none against My Payment Reminder's 2. Recurring Payments also leads on update cadence (every 3 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Payment Reminder sells 2 one-off in-app purchases. Recurring Payments asks for nothing beyond the download.
My Payment Reminder ships an update fortnightly, Recurring Payments every 3 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.
| Parameter | My Payment Reminder | Recurring Payments |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 66 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Lyhour Huy | KAZUNORI HARADA |
In-app purchases
My Payment Reminder
- My Payment Remind Pro$9.99
- My Payment Remind Premium$9.99
Recurring Payments
No in-app purchases
Questions
Is My Payment Reminder free?
Is Recurring Payments free?
Do My Payment Reminder or Recurring Payments have ads?
Which is updated more often, My Payment Reminder or Recurring Payments?
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