My Payment Reminder vs Cat Cheltui

My Payment Reminder is the simple loan tracker that answers one question: how much do I owe this month? Whether you're managing a motorbike loan, microfinance payment, personal loan, credit card, rent, or an informal loan from a friend — keep everything in one place and never miss a due date. KEY FEATURES - Monthly payment overview — see every payment due this month at a glance - Due-date reminders — get notified before payments are due - Mark payments paid or unpaid — simple one-tap tracking - Supports informal loans — track money you owe and money owed to you - 23 currencies — USD, EUR, KHR, THB, VND, MYR, SGD, IDR, PHP, CNY, JPY, KRW, INR, BDT, PKR, AED, NGN, GHS, TZS, GBP, AUD, CAD, BRL - 8 languages — English, French, Khmer, Chinese, Japanese, Korean, Spanish, Portuguese - Light, Dark, and Auto theme PRO FEATURES ($9.99 one-time, lifetime) - Unlimited loans - Reminders N days before a payment is due - Overdue payment reminders - Start-of-month payment summary - Loan progress tracking — see how many installments remain and when you will be debt-free - Custom loan icons PRIVACY & OFFLINE FIRST Your data never leaves your device. No account. No cloud. No internet required. My Payment Reminder works completely offline — always. PERFECT FOR - Motorbike loans and vehicle financing - Microfinance and cooperative loan repayments - Personal loans and informal borrowing between friends or family - Credit card monthly minimum payments - Rent and recurring monthly obligations - Tracking money others owe you SIMPLE BY DESIGN My Payment Reminder is not a budgeting app or a bank integration tool. It is a focused payment reminder and loan tracker built for people who want one clear answer: what do I need to pay this month? Add a loan in under 10 seconds. Set a due day. Let the app do the rest. Download free and start tracking today.

Keep track of your money without the hassle. Log an expense in seconds, and at the end of the month see clearly where your money went. Cat Cheltui (Cât Cheltui with Romanian diacritics) is a personal budget and expense tracker made in Romania. The name asks the question the app answers: how much do I spend? That is also what the app calls itself in English: How Much I Spend. BUILT FOR EVERYDAY LIFE In your language and in US dollars, euros or Romanian lei, with the categories you actually use: groceries, fuel, rent, utilities, subscriptions. WITHOUT AN ACCOUNT, YOUR RECORDS STAY ON YOUR PHONE Logging expenses, income and budgets works without an internet connection. The database on your phone is encrypted, and the online account is optional: without an account, your financial records are not sent anywhere. To be clear about what does leave the phone: each time the app starts, it asks our server for a public configuration (so your IP address reaches us); each time you open it, it records a diagnostic session; and if something crashes, it sends a technical report. These reports are cleaned of personal data before they leave. The money lessons in the Academy are downloaded from our server, so the first time you open them you need a connection. WHAT YOU CAN DO • Expenses by category and subcategory, income by category • Subscriptions and recurring expenses, with a reminder before they come due • Monthly budgets per category: the bar turns yellow as you near the limit, and you get a notification if you go over • Reports and charts for the last 3 months: by category, by month, month-to-month comparisons • Debts, loans and installments, with a record of what you have paid • Savings goals, with progress kept up to date • Planned expenses, so you know what is coming • Vacations, with their expenses grouped separately • Car costs and due dates: fuel, service, insurance, inspections • Family: see how much each member spends this month (needs a free online account) • Trash: an expense deleted by mistake can be restored • An encrypted backup of your expenses, income and budgets, in a file only you hold • Export all your data as a readable JSON file • Lock with Face ID, Touch ID or a passcode • A daily reminder to log your expenses • Light and dark themes MORE THAN BOOKKEEPING Short lessons about money, a recap at the end of each month, a financial score, and achievements as you get your finances in order - so you see not just how much you spent, but what it means. Made by DIGITAL MEDIA DESIGN SRL.