XBNK vs VaultLeap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
XBNK
Manage your digital assets with this comprehensive crypto wallet. Buy, sell, swap, and track your portfolio in real-time. Earn yield on your holdings and utilize secure transaction features.
- Portfolio tracking
- Buy and sell crypto
- Instant token swaps
- Earn yield on assets
- Transaction history
- KYC verification
- PIN and biometric security
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XBNK is the crypto wallet built for clarity and confidence. Buy, sell, swap, spend, and earn — all in one place, all in your control. PORTFOLIO AT A GLANCE Watch your portfolio move in real time. Track total value, 24-hour changes, and per-asset performance at a glance. Discover trending coins, top gainers, and new listings across 50+ assets — including BTC, ETH, SOL, TRON, USDT, USDC, XRP, and more. BUY & SELL CRYPTO Fund your wallet with a simple bank transfer, and cash out just as easily whenever you're ready. Transparent fees. No surprises. XBNK CARD Spend your crypto anywhere Visa is accepted. Top up straight from your wallet, confirm payments with built-in 3D Secure, and stay in control with instant freeze, limits, and PIN protection. SWAP INSTANTLY Trade any asset for another in seconds. Live quotes, clear estimates, one PIN-protected tap to confirm. DEPOSIT & WITHDRAW Receive crypto to your own wallet addresses across multiple networks. Send anywhere with full fee transparency and real-time status tracking. EARN YIELD Put your crypto to work. Choose flexible or locked programs with competitive APY, watch your earnings grow, and redeem whenever you want. xPOINTS & REFERRALS Earn xPoints just by using the app, and climb the weekly, monthly, and all-time leaderboards. Invite friends with your referral code and earn together. TRANSACTION HISTORY Every deposit, withdrawal, swap, card purchase, and earn action — organized by date, with full breakdowns and block explorer links. BUILT FOR SECURITY KYC identity verification powered by Sumsub PIN protection on every transaction Face ID and biometric authentication Auto-lock the moment you step away FLEXIBLE SIGN-IN Sign up in seconds with email, Apple, Google, or your phone number. Email and SMS verification protect your account from day one. STAY IN THE LOOP Push notifications and an in-app notification centre keep you on top of every deposit, withdrawal, swap, and card transaction. Need help? Open a support ticket in Settings and get answers without leaving the app.
VaultLeap
Manage multiple global currencies, send money internationally, and spend with a Visa debit card. Fund your account via bank transfer, wire, or crypto with transparent fees and live exchange rates.
- Multi-currency accounts (USD, EUR, MXN)
- International money transfers
- Virtual Visa debit card
- Multiple funding options (bank transfer, wire, crypto)
- Live exchange rates
- Earn loyalty points on transactions
- US account and routing numbers
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Your money. Your rules. VaultLeap gives you USD, EUR and MXN accounts, a Visa debit card, and yield on idle dollars. Everything settles to USDC in a self-custodial wallet only you control. GET PAID FROM ANYWHERE - Real US account and routing numbers that accept ACH and wire - SEPA transfers in EUR, arriving in minutes - SPEI transfers in MXN, arriving in seconds - Receive USDC from any wallet on Base SPEND EVERYWHERE - The VaultLeap Visa® Debit Card works anywhere Visa is accepted - Add it to Apple Wallet and tap to pay - No top-ups. It spends straight from your balance. EARN. YOU DIRECT IT. - Lend USDC to the Steakhouse Prime vault on Morpho, from your own wallet - Variable rate set by third-party markets, not VaultLeap - VaultLeap takes 0% of your yield ONE BALANCE, EVERY CURRENCY Hold dollars, euros and pesos side by side. See everything in one total. Move between them when you choose. Questions? support@vaultleap.com · vaultleap.com/help-center Earn rates are variable and not guaranteed by VaultLeap. Earn balances are not FDIC insured; withdrawals are subject to vault liquidity. https://www.bridge.xyz/card-agreements/vaultleap-card
Screenshots
Verdict
The clearest difference is rating: XBNK at 5.0 against VaultLeap's 4.0. XBNK also leads on iOS requirement (15.1 vs 17.5). VaultLeap's advantage is ads (none vs shown) and update cadence (every 5 days vs every 2 weeks). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
XBNK holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
XBNK ships an update every 2 weeks, VaultLeap every 5 days. Both last shipped on October 24, 2026.
| Parameter | XBNK | VaultLeap |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.5 |
| Further details — not scored | ||
| Size | 58 MB | 80 MB |
| Age rating | 17+ | 17+ |
| Developer | Xbnk Tech Limited | Klydo Inc. |
Customer experience
XBNK
VaultLeap
In-app purchases
XBNK
No in-app purchases
VaultLeap
No in-app purchases
