Smipay vs OyitiPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smipay
This utility platform simplifies everyday transactions. Easily top up airtime and data, or pay for essential services like cable TV and electricity. Designed for security and ease of use, it allows quick payments in just a few taps.
- Airtime and data top-ups
- Utility bill payments
- Secure login with Face ID/fingerprint
- Simple and quick payment flows
- Send airtime to others
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SmiPay is your all-in-one mobile app for everyday payments and top-ups. • AIRTIME & DATA — Top up your phone or buy data plans for yourself or others. • BILLS — Pay for cable TV, electricity, education, and other utilities. • SECURE — Built with security in mind. Use Face ID or fingerprint to unlock the app. • SIMPLE — Clear menus and quick flows so you can pay in a few taps. Whether you need to send airtime to a friend, pay your DSTV, or buy data, SmiPay makes it quick and hassle-free. Download SmiPay and manage your payments from one place.
OyitiPay
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OyitiPay makes everyday payments simple and convenient. Purchase airtime and mobile data for supported networks, pay electricity bills, renew cable TV subscriptions, and buy exam pins, all from one app. With wallet funding, balance tracking, and transaction history, OyitiPay helps you manage your payments quickly and securely. Features Airtime recharge and mobile data purchases Electricity bill payments Cable TV subscription renewals Exam pin purchases for result checking Wallet funding and balance tracking Transaction history and digital receipts Stay connected and manage essential services with ease using OyitiPay.
Screenshots
Verdict
Smipay and OyitiPay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smipay ships an update every 3 weeks, OyitiPay every 5 weeks. Both last shipped on November 5, 2026.
| Parameter | Smipay | OyitiPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 41 MB | 58 MB |
| Age rating | 4+ | 4+ |
| Developer | Smipay technologies Ltd | SMD TECHNOLOGIES LIMITED |
In-app purchases
Smipay
No in-app purchases
OyitiPay
No in-app purchases
