Comparison

Stmnt vs PDFtoXL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stmnt

Features
Read full description

Your bank sends you a PDF. Stmnt turns it into an answer. Upload a statement from any bank in any country. Stmnt reads every line, sorts it, and shows you where your money actually went. No account to create, nothing to sign up for. WHAT STMNT READS • PDF statements from any bank, including password-protected files • Scanned statements, read by AI vision when there is no text to extract • Up to three statements at once, appended or replaced as you like • Duplicate files and duplicate transactions, caught before they skew your numbers • 35+ currencies, detected automatically and converted to the one you think in WHAT IT SHOWS YOU • A dashboard with net balance, income, expenses, and daily, weekly and monthly averages • Spending sorted into 17 categories, with over 100 merchants recognized by name • Trends over time, category donuts, cash flow, a heatmap by day of week, and month-over-month change • Unusual transactions flagged for a second look • An explanation in plain words on every single chart CATCH EVERY SUBSCRIPTION Stmnt finds recurring charges on its own, from weekly to yearly, and estimates what each one really costs you per month. The renewal you forgot about shows up on the list. REFUNDS THAT BEHAVE Refunds and reversals are matched to the charge they cancel and kept out of your spending totals, so a returned purchase does not look like money spent. REPORTS AND SHARING Save an analysis as a named report, export it to PDF, CSV or Excel, and share it with someone who needs to see it. Shared reports are encrypted, can be password-protected, and sync live for everyone with access. You choose read-only or read-and-write, and you can revoke a link at any time. Sharing is in beta. STMNT PRO • AI Financial Advisor. Ask about your spending in plain language and get answers with charts drawn from your own data. • Smart Forecast. Next month's spending by category, with a confidence score and a look back at how past forecasts turned out. • Smart Spending Tips. A financial health score and advice built from your own transactions. • Chart Builder. Describe the chart you want, then pin it to your dashboard. • Unlimited uploads. No daily cap, no limit on files per report. YOUR STATEMENTS STAY YOURS • Results are saved on your device, not on our servers • No account, no sign-up, no advertising • Your statement goes to the AI only so it can read your transactions • iCloud backup is optional and lives in your own private container BUILT FOR BOTH LANGUAGES Full English and Arabic with right-to-left layout, 35+ currencies, light and dark themes, and layouts made for iPhone and iPad. Free to try. Stmnt Pro is an auto-renewing subscription that unlocks the AI advisor, forecast, tips, chart builder and unlimited uploads. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period, and you can manage or cancel anytime in your device's subscription settings. Privacy Policy: https://stmnt.7mxd.me/privacy Terms of Use: https://stmnt.7mxd.me/terms

About

PDFtoXL

Read full description

Turn any bank statement PDF into a clean Excel file — instantly, using AI. PDFtoXL reads your bank statement and extracts every transaction automatically. No manual typing, no messy copy-paste, no formatting headaches. HOW IT WORKS Upload your PDF → AI extracts every transaction → Download a ready-to-use Excel file. That's it. WHY PDFtoXL - Works with any bank, any country, any format - Handles password-protected PDFs - Extracts dates, descriptions, debits, credits, and running balance - Multi-page statements fully supported - Scan paper statements with your camera - Your documents are never stored on our servers WHO IT'S FOR - Freelancers and small business owners doing their own bookkeeping - Accountants and bookkeepers handling client statements - Anyone who needs bank data in Excel for budgeting, taxes, or reporting PRIVACY FIRST Your PDF is processed securely and never stored. We use Google Gemini AI to read your document, and nothing is saved on our servers after conversion. GET STARTED Your first 10 pages are free. No account required — just open the app and upload your first statement. Questions or feedback? Email us at support@erxstudio.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Stmnt4 screens
PDFtoXL3 screens

Verdict

The call

The clearest difference is in-app purchases: Stmnt at none against PDFtoXL's 3. Stmnt also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.6). On price and ads there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. PDFtoXL sells 3 one-off in-app purchases. Stmnt asks for nothing beyond the download.

Scorecard3 real differences Ā· 3 level
Stmnt versus PDFtoXL: the parameters behind the verdict, then further details
ParameterStmntPDFtoXL
PriceFreeFree
Update frequencyEvery 3 days—
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.6
Further details — not scored
Size54 MB11 MB
Age rating4+4+
DeveloperAhmed RadhiERX CONNECT

In-app purchases

None

Stmnt

No in-app purchases

3 purchases

PDFtoXL

One-time3
  • Pdf to Excel$4.99
  • Pdf to Excel$19.99
  • Pdf to Excel$49.99

Questions

Is Stmnt free?
Stmnt is free to download, with no in-app purchases.
Is PDFtoXL free?
PDFtoXL is free to download, with in-app purchases available.
Do Stmnt or PDFtoXL have ads?
Neither Stmnt nor PDFtoXL shows ads.

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