Comparison

Wealth Atlas Net Worth Tracker vs Commas

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Wealth Atlas Net Worth Tracker

Features
Read full description

Stop guessing your net worth. Wealth Atlas β€” Net Worth Tracker is the private wealth app for people building real wealth: goals, assets, liabilities, and FIRE progress in one calm dashboard. No bank login. No spreadsheet. Your financial data stays on your device. Made for spreadsheet upgraders, FIRE planners, and anyone who wants one honest number for everything they own and owe. Add your accounts in minutes. Update balances when you choose. Watch your net worth chart move over time. WHY Wealth Atlas β€’ Private by design β€” your financial data stays on your device β€’ No bank sync required β€” manual tracking you can trust β€’ Multi-currency accounts with totals in your chosen base currency β€’ Clear charts from daily snapshots plus your live balance YOUR WEALTH DASHBOARD β€’ Net worth headline and history chart on Home β€’ Total assets and liabilities at a glanceβ€”tap to drill into every account β€’ Primary goal progress for FIRE and long-term targets β€’ Quick add for assets and liabilities (cash, investments, mortgage, cards, and more) GOALS THAT MATCH REAL LIFE β€’ Savings targets, debt payoff goals, and FIRE-style milestones β€’ Optional target dates and recurring contributions β€’ Mark one goal as primary for timeline and home-screen focus β€’ Wealth Atlas Premium: link goals to account balances for automatic progress ASSETS & LIABILITIES β€’ Track balances in each account’s own currency β€’ Assets: expected return %, liquidity, recurring income β€’ Liabilities: APR, reducing vs flat interest, recurring payments, payoff insight β€’ Transfers, gains/losses, FX, inflation, and depreciation where you need nuance INSIGHTS β€’ Allocation (free): see how wealth and debt split by category β€’ Velocity (Premium): growth rate, savings momentum, recurring cash flow β€’ Projections (Premium): model future net worth, debt payoff order, interest waste, and FIRE timeline β€’ AI financial brief (Premium): plain-English summary from your real numbers SMART AUTOMATION β€’ Recurring rules for income, payments, and goal contributions β€’ Background updates so balances stay current without spreadsheets β€’ Notifications when you enable reminders Wealth Atlas PREMIUM Unlock the full experience with Monthly, Annual, or Lifetime access (prices shown in-app before purchase). Premium includes unlimited goals and accounts, linked goals, Velocity & Projections, AI brief, CSV export, backup & restore, and changing base currency. Free users can use core tracking with Allocation insights; a banner ad is shown on main screens. Privacy Policy and Terms are available in Settings. Subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in Apple Account settings. Your net worth is the number that matters. Wealth Atlas helps you watch it move. Wealth Atlas Premium Unlock the full experience with Monthly, Annual, or Lifetime access. Payment is charged to your Apple Account at confirmation. Subscription renews automatically unless cancelled 24 hours before the renewal date. Manage or cancel anytime in Apple Account Settings. Privacy Policy: https://netpulse-wealthtracker.netlify.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Commas

Features
Read full description

Commas is the privacy-first iPhone app for tracking your net worth over time. Add your accounts, log your balances, and watch your wealth grow through beautiful charts and clear summaries. No account required. No ads. Your financial data lives on your device and syncs privately through iCloud. TRACK EVERY ACCOUNT IN ONE PLACE Add any type of account: bank accounts, investments, crypto, property, business valuations, and debt. Every account type you have, Commas handles it. CONVERT CURRENCIES EFFORTLESSLY Hold accounts in different currencies? No problem. Commas converts everything to your base currency using live exchange rates updated daily, covering 160+ currencies worldwide. VISUALIZE YOUR WEALTH CLEARLY See your net worth over time with a smooth area chart. Explore your allocation with a donut breakdown. Compare categories side by side with a bar chart. Every chart is built natively for iPhone and looks great in light or dark mode. SET GOALS AND HIT THEM Set a net worth target and watch your progress bar fill up over time. Add a target date and Commas tracks how much time you have left. SYNC ACROSS ALL YOUR DEVICES Your data syncs privately and automatically across all your iPhones through iCloud. No account needed, no third-party servers involved. UPDATE BALANCES IN SECONDS Use Quick Update to refresh all your account balances at once from a single screen. Set reminders so you never forget to log your numbers. PROTECT YOUR FINANCIAL PRIVACY Commas never sells your data. No advertising network. No sign-up required. Your account balances and net worth data are stored in your private iCloud account and never touch our servers. DESIGNED EXCLUSIVELY FOR IPHONE Native app built for iOS 17 and above. Supports light and dark mode. SPEAK YOUR LANGUAGE Available in English, French, Spanish, and Portuguese. Download Commas free and start watching the commas grow. Privacy Policy: https://getcommas.app/privacy | Terms of Use: https://getcommas.app/terms

Screenshots

Wealth Atlas Net Worth Tracker4 screens
Commas4 screens

Verdict

The call

The clearest difference is update cadence: Wealth Atlas Net Worth Tracker at weekly against Commas's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Wealth Atlas Net Worth Tracker sells 3 in-app purchases, starting at $3.99 per month and Commas sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Wealth Atlas Net Worth Tracker ships an update weekly, Commas every 3 weeks. The most recent releases landed on September 10, 2026 and September 9, 2026 respectively.

Scorecard1 real difference Β· 5 level
Wealth Atlas Net Worth Tracker versus Commas: the parameters behind the verdict, then further details
ParameterWealth Atlas Net Worth TrackerCommas
PriceFreeFree
Update frequencyWeekly β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details β€” not scored
Size26 MB15 MB
Age rating4+4+
DeveloperFelix KariukiStrivian LLC

In-app purchases

3 purchases

Wealth Atlas Net Worth Tracker

Subscriptions2
  • Monthly1 Month trial$3.991 Month
  • Annual1 Month trial$39.991 Year
One-time1
  • Lifetime$99.99
2 purchases

Commas

Subscriptions1
  • Commas Pro β€” Annual7 Days trial$9.991 Year
One-time1
  • Commas Pro β€” Lifetime$24.99

Questions

Is Wealth Atlas Net Worth Tracker free?
Wealth Atlas Net Worth Tracker is free to download, with in-app purchases available.
Is Commas free?
Commas is free to download, with in-app purchases available.
Do Wealth Atlas Net Worth Tracker or Commas have ads?
Neither Wealth Atlas Net Worth Tracker nor Commas shows ads.
Which is updated more often, Wealth Atlas Net Worth Tracker or Commas?
Wealth Atlas Net Worth Tracker ships an update weekly, and Commas every 3 weeks. Most recently, Wealth Atlas Net Worth Tracker was updated on September 10, 2026 and Commas on September 9, 2026.

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