Comparison

COTISASSO vs Spendova

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

COTISASSO

Features
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GΓ©rez vos cotisations et suivez l'Γ©volution de votre quartier en toute transparence. Cotis'Asso est une application dΓ©diΓ©e aux membres de l'association du quartier d'Anyama afin de gΓ©rer la collecte des cotisations.

About

Spendova

Features
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Spendova is a beautifully designed personal finance tracker that keeps everything on your device. No accounts, no servers, no cloud β€” just you and your money. TRACK INCOME & EXPENSES β€’ Add transactions with categories, dates, and notes β€’ Support for recurring income and expenses: weekly, monthly, quarterly, yearly β€’ Installment tracking for split payments (Klarna, Afterpay, and more) β€’ Swipe to delete with one gesture β€’ Running balance so you always know where you stand SET BUDGETS & STAY ON TRACK β€’ Create budgets for any combination of categories β€’ Visual progress bars show spending vs. limit at a glance β€’ Get notified at 80% and 100% of your budget β€’ Monthly budget history to track trends over time SAVE TOWARD GOALS β€’ Set savings goals with target amounts and deadlines β€’ Track contributions and see your progress grow β€’ Milestone notifications at 25%, 50%, 75%, and 100% FORECAST YOUR FINANCES β€’ See projected balances for 1, 3, 6, or 12 months ahead β€’ Beautiful line and bar charts for visual insights β€’ Understand where your money is going β€” and where it will be OFFLINE-FIRST & PRIVATE β€’ All data stays on your device β€” nothing leaves your phone β€’ No accounts, no emails, no sign-ups β€’ Consent-based analytics and ad attribution may be used to measure app performance β€’ Encrypted backup files (AES-256) for safekeeping β€’ Delete the app and everything is gone β€” no traces THOUGHTFULLY DESIGNED β€’ Dark and light themes that follow your system β€’ Available in 5 languages: English, French, German, Spanish, and Arabic β€’ Full right-to-left support for Arabic β€’ Interactive tutorial to get you started in minutes β€’ Built-in FAQ with 13 helpful topics PREMIUM (OPTIONAL) β€’ Unlimited budgets and custom categories β€’ Savings goals with milestone tracking β€’ Extended analytics and forecasts β€’ Choose from Monthly, Yearly, or Lifetime plans β€’ Restore purchases on any device Your finances deserve an app that respects your privacy. Spendova β€” simple, private, powerful. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://atacand1920.github.io/Spendova/privacy-policy.html

Screenshots

COTISASSO4 screens
Spendova4 screens

Verdict

The call

The clearest difference is in-app purchases: COTISASSO at none against Spendova's 3. COTISASSO also leads on update cadence (every 4 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spendova sells 3 in-app purchases, starting at $2.99 per month. COTISASSO asks for nothing beyond the download.

UpkeepUpdate frequency

COTISASSO ships an update every 4 days, Spendova every 2 weeks. The most recent releases landed on September 28, 2026 and October 1, 2026 respectively.

Scorecard2 real differences Β· 4 level
COTISASSO versus Spendova: the parameters behind the verdict, then further details
ParameterCOTISASSOSpendova
PriceFreeFree
Update frequencyEvery 4 days β€” betterEvery 2 weeks
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS15.115.1
Further details β€” not scored
Size42 MB53 MB
Age rating4+4+
Developerabdoulhakim DoumbiaSeifeddine Bouzid

In-app purchases

None

COTISASSO

No in-app purchases

3 purchases

Spendova

Subscriptions2
  • Spendova Premium Monthly14 Days trial$2.991 Month
  • Spendova Premium Yearly14 Days trial$17.991 Year
One-time1
  • Spendova Premium Lifetime$34.99

Questions

Is COTISASSO free?
COTISASSO is free to download, with no in-app purchases.
Is Spendova free?
Spendova is free to download, with in-app purchases available.
Do COTISASSO or Spendova have ads?
Neither COTISASSO nor Spendova shows ads.
Which is updated more often, COTISASSO or Spendova?
COTISASSO ships an update every 4 days, and Spendova every 2 weeks. Most recently, COTISASSO was updated on September 28, 2026 and Spendova on October 1, 2026.

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