COTISASSO vs Spendova
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
COTISASSO
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GΓ©rez vos cotisations et suivez l'Γ©volution de votre quartier en toute transparence. Cotis'Asso est une application dΓ©diΓ©e aux membres de l'association du quartier d'Anyama afin de gΓ©rer la collecte des cotisations.
Spendova
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Spendova is a beautifully designed personal finance tracker that keeps everything on your device. No accounts, no servers, no cloud β just you and your money. TRACK INCOME & EXPENSES β’ Add transactions with categories, dates, and notes β’ Support for recurring income and expenses: weekly, monthly, quarterly, yearly β’ Installment tracking for split payments (Klarna, Afterpay, and more) β’ Swipe to delete with one gesture β’ Running balance so you always know where you stand SET BUDGETS & STAY ON TRACK β’ Create budgets for any combination of categories β’ Visual progress bars show spending vs. limit at a glance β’ Get notified at 80% and 100% of your budget β’ Monthly budget history to track trends over time SAVE TOWARD GOALS β’ Set savings goals with target amounts and deadlines β’ Track contributions and see your progress grow β’ Milestone notifications at 25%, 50%, 75%, and 100% FORECAST YOUR FINANCES β’ See projected balances for 1, 3, 6, or 12 months ahead β’ Beautiful line and bar charts for visual insights β’ Understand where your money is going β and where it will be OFFLINE-FIRST & PRIVATE β’ All data stays on your device β nothing leaves your phone β’ No accounts, no emails, no sign-ups β’ Consent-based analytics and ad attribution may be used to measure app performance β’ Encrypted backup files (AES-256) for safekeeping β’ Delete the app and everything is gone β no traces THOUGHTFULLY DESIGNED β’ Dark and light themes that follow your system β’ Available in 5 languages: English, French, German, Spanish, and Arabic β’ Full right-to-left support for Arabic β’ Interactive tutorial to get you started in minutes β’ Built-in FAQ with 13 helpful topics PREMIUM (OPTIONAL) β’ Unlimited budgets and custom categories β’ Savings goals with milestone tracking β’ Extended analytics and forecasts β’ Choose from Monthly, Yearly, or Lifetime plans β’ Restore purchases on any device Your finances deserve an app that respects your privacy. Spendova β simple, private, powerful. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://atacand1920.github.io/Spendova/privacy-policy.html
Screenshots
Verdict
The clearest difference is in-app purchases: COTISASSO at none against Spendova's 3. COTISASSO also leads on update cadence (every 4 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Spendova sells 3 in-app purchases, starting at $2.99 per month. COTISASSO asks for nothing beyond the download.
COTISASSO ships an update every 4 days, Spendova every 2 weeks. The most recent releases landed on September 28, 2026 and October 1, 2026 respectively.
| Parameter | COTISASSO | Spendova |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 days β better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPod | iPhone, iPad, iPod β better |
| Requires iOS | 15.1 | 15.1 |
| Further details β not scored | ||
| Size | 42 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | abdoulhakim Doumbia | Seifeddine Bouzid |
In-app purchases
COTISASSO
No in-app purchases
Spendova
- Spendova Premium Monthly14 Days trial$2.991 Month
- Spendova Premium Yearly14 Days trial$17.991 Year
- Spendova Premium Lifetime$34.99









