ReceiptAI vs CentsNote
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ReceiptAI
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ReceiptAI is the all-in-one expense tracker built for gig workers, Uber & Lyft drivers, DoorDash couriers, landlords, and anyone running multiple side hustles. Stop losing money at tax time. ReceiptAI captures every deduction automatically — so you keep more of what you earn. WHAT YOU CAN DO: AI RECEIPT SCANNING Snap a photo of any receipt — paper, PDF, or screenshot. Our AI reads it in seconds and extracts the merchant, amount, date, and category automatically. No typing required. BANK & CARD SYNC Connect your business bank account or credit card via Plaid. Transactions import automatically so you never have to enter them manually. MILEAGE TRACKING Log every business trip and ReceiptAI automatically calculates your IRS deduction at 67¢ per mile. Built specifically for rideshare drivers and delivery workers. RECURRING EXPENSES Set up monthly bills like insurance, utilities, and subscriptions once — they never get missed or forgotten again. VISUAL DASHBOARD & REPORTS View your monthly P&L, quarterly summaries, and yearly totals on a beautiful dashboard. Export clean CSV reports for any time period — perfect for your accountant at tax time. MULTIPLE BUSINESS PROFILES Running Uber AND a rental property? An Etsy shop AND DoorDash? Keep every business perfectly separated. Switch between them in one tap. BANK-LEVEL SECURITY Your financial data never lives on our servers. Bank connections are read-only via Plaid — we can never move money or make changes. Receipt images are processed and immediately deleted. WHO IT'S FOR: - Uber, Lyft & rideshare drivers - DoorDash, Instacart & delivery couriers - Rental property & Airbnb hosts - Freelancers & consultants - Etsy & online sellers - Anyone with multiple income streams Start your 7-day free trial today. No credit card required.
CentsNote
This app offers a private, manual way to track daily spending, income, and budgets without linking bank accounts. It supports voice input for quick logging and provides clear monthly views of your finances.
- Private expense tracking
- Voice logging for spending
- Budget and spending limits
- Bill and subscription management
- Manual money ledger
- Multi-currency support
- Offline-first operation
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CentsNote is a private daily expense tracker for people who want a simple, safe way to log spending, income, budgets, bills, and subscriptions without connecting a bank account. Use it as a manual expense tracker, spending tracker, money tracker, budget app, bill tracker, or subscription tracker for everyday life. Record breakfast, coffee, groceries, rent, utilities, salary, transfers, travel spending, shared costs, recurring bills, and the small purchases that are easy to forget. It is designed for people who want clarity without a complicated finance setup: students watching daily cash spending, freelancers separating work and personal expenses, travelers logging multiple currencies, families tracking household bills, and anyone who prefers a safe manual money log instead of automatic bank sync. You can type a record manually or speak one money note. CentsNote helps turn voice input into editable drafts, then you review the amount, category, account, date, and memo before saving. One sentence can become multiple records when needed, but every entry stays under your control. CentsNote is useful if you want to: - Track daily expenses, income, and transfers - See where your money goes each month - Plan budgets and spending limits - Separate food, coffee, shopping, transport, rent, utilities, work, and travel expenses - Manage rent, utilities, subscriptions, and recurring expenses - Review subscription costs before they renew - Keep a personal ledger without bank sync - Use an offline-first money log with optional iCloud backup - Track multi-currency spending for travel, work, or daily life Private and local-first CentsNote does not connect to your bank account and does not require account linking. Your daily ledger is local-first by default. When you choose, iCloud backup or sync uses your own Apple account. Fast voice logging Say it, review it, save it. Voice input helps you capture spending before you forget, while manual confirmation keeps the record accurate. Clear monthly view Review cash flow, categories, account activity, budget progress, subscriptions, recurring bills, and recent records in one lightweight tracker. Built for everyday consistency CentsNote is not a complex finance dashboard. It is a simple daily tracker for the moments when you just want to record what happened, understand your habits, and keep a clean history for later review. CentsNote is built to make money tracking feel private, calm, and easy to keep up with. It does not make financial decisions for you and does not provide investment, tax, credit, banking, or financial advice. Terms of Use: https://www.centsnote.com/app/legal/terms.txt Privacy Policy: https://www.centsnote.com/app/legal/privacy.txt
Screenshots
Verdict
The clearest difference is in-app purchases: ReceiptAI at none against CentsNote's 2. ReceiptAI also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CentsNote sells 2 in-app purchases, starting at $4.99 per month. ReceiptAI asks for nothing beyond the download.
ReceiptAI ships an update every 9 days, CentsNote weekly. The most recent releases landed on September 13, 2026 and July 11, 2026 respectively.
| Parameter | ReceiptAI | CentsNote |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 9 days | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 26 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Krystal Mendoza | Ke XinXian |
In-app purchases
ReceiptAI
No in-app purchases
CentsNote
- CentsNote Pro Monthly$4.991 Month
- CentsNote Pro Annual$39.991 Year





