家底 vs Rilio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
家底
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AsNest is an AI-powered personal finance management tool. By tracking income and expenses, managing assets and liabilities, and leveraging AI financial analysis, you can quickly understand your financial situation and optimize financial decisions. [Core Features] 1. Net Worth & Financial Metrics Real-time net worth calculation (Assets − Liabilities) Key metrics: debt ratio, monthly repayment pressure, liquidity 2. Smart Accounting Daily and recurring transactions (salary, rent, insurance, etc.) Filter by time, category, and account Customizable income and expense categories 3. Assets & Liabilities Management Support for cash, bank accounts, stocks, funds, etc. Support for mortgages, car loans, credit cards, etc. Credit limit management and repayment reminders 4. AI Financial Analysis Generate personalized financial reports with one click Savings goals, investment advice Automatically detect financial risks and optimize wealth structure 5. Data Visualization Income and expense trend charts Category ratio analysis Weekly / monthly / yearly financial changes
Rilio
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Rilio logs your spending for you. Pay with Apple Pay and the expense is saved before you put your phone away, with the amount, merchant and category already filled in. Bank SMS alerts are picked up the same way. A notification on your Lock Screen confirms each one, and a single tap fixes anything you want to change. No bank login. No spreadsheets. No end-of-month catch-up. LOGGED AUTOMATICALLY • Apple Pay: every tap is logged the moment you pay • Bank SMS alerts from supported banks are read and saved for you • One payment, one transaction: a tap and its matching bank alert never double up • Refund alerts are matched to the original purchase • One-time setup with Apple Shortcuts, guided step by step in the app OR JUST SAY IT • Type or speak "12 for lunch at Chipotle" and AI fills in the amount, merchant and category • Double-tap the back of your iPhone to log an expense without opening the app • Import a bank statement PDF to bring in your past transactions KNOW WHERE YOUR MONEY GOES • Income, spending and savings rate for the month at a glance • A forecast of where the month will land • Daily spending, biggest purchases, top categories and weekend habits • Ask Rilio anything, like "How much did I spend on food this month?" • A monthly recap you can share STAY ON BUDGET • Set limits by category and see what's on track and what's close • Home Screen and Lock Screen widgets for this month's spending and budgets SPLIT WITH FRIENDS • Groups for trips, roommates and dinners, with invites by link • See who owes what and settle up in a tap YOUR DATA, YOUR CALL • Rilio never asks for your bank password • Only messages that match your payment keywords are sent to Rilio • Delete your account and data from Settings at any time SUBSCRIPTION Rilio requires a Rilio Pro subscription. New subscribers start with a free trial. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it in your App Store account settings. Terms of Use: https://getrilio.com/terms Privacy Policy: https://getrilio.com/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: 家底 at 13.0 against Rilio's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 家底 sells 1 one-off in-app purchase and Rilio sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
家底 ships an update every 11 days, Rilio every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | 家底 | Rilio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 11 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 39 MB | 83 MB |
| Age rating | 17+ | 4+ |
| Developer | 泽晨 冉 | Raja Niketh Reddy Nallapareddy |
In-app purchases
家底
- Pro Version (Lifetime)$1.99
Rilio
- Rilio Pro Monthly7 Days trial$4.991 Month
- Rilio Pro Yearly7 Days trial$44.991 Year









