家底 vs EXPND

AsNest is an AI-powered personal finance management tool. By tracking income and expenses, managing assets and liabilities, and leveraging AI financial analysis, you can quickly understand your financial situation and optimize financial decisions. [Core Features] 1. Net Worth & Financial Metrics Real-time net worth calculation (Assets − Liabilities) Key metrics: debt ratio, monthly repayment pressure, liquidity 2. Smart Accounting Daily and recurring transactions (salary, rent, insurance, etc.) Filter by time, category, and account Customizable income and expense categories 3. Assets & Liabilities Management Support for cash, bank accounts, stocks, funds, etc. Support for mortgages, car loans, credit cards, etc. Credit limit management and repayment reminders 4. AI Financial Analysis Generate personalized financial reports with one click Savings goals, investment advice Automatically detect financial risks and optimize wealth structure 5. Data Visualization Income and expense trend charts Category ratio analysis Weekly / monthly / yearly financial changes

EXPND is a simple way to keep track of your money, and it all stays on your phone. There's no account to create, no cloud, and no ads. Add what you earn and what you spend, move money between accounts, and see what you're actually left with. Fast entry. Adding a transaction takes a few seconds. Accounts. Cash, bank, cards, and transfers between them. Budgets. Set a monthly limit per category and watch it through the month. Savings goals. Pick a target and track your progress towards it. Recurring transactions. Rent, salary and subscriptions get entered once. Analytics. Charts that show where your money actually went. Receipts. Attach a photo to any transaction. Widget. Your net balance on the home screen. EMI calculator. Work out loan repayments. Face ID lock, so nobody else can open it. CSV export and import, so you can take your data with you. The app works offline. There are no servers, no analytics, and nothing is tracked.