家底 vs SpendNext
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
家底
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AsNest is an AI-powered personal finance management tool. By tracking income and expenses, managing assets and liabilities, and leveraging AI financial analysis, you can quickly understand your financial situation and optimize financial decisions. [Core Features] 1. Net Worth & Financial Metrics Real-time net worth calculation (Assets − Liabilities) Key metrics: debt ratio, monthly repayment pressure, liquidity 2. Smart Accounting Daily and recurring transactions (salary, rent, insurance, etc.) Filter by time, category, and account Customizable income and expense categories 3. Assets & Liabilities Management Support for cash, bank accounts, stocks, funds, etc. Support for mortgages, car loans, credit cards, etc. Credit limit management and repayment reminders 4. AI Financial Analysis Generate personalized financial reports with one click Savings goals, investment advice Automatically detect financial risks and optimize wealth structure 5. Data Visualization Income and expense trend charts Category ratio analysis Weekly / monthly / yearly financial changes
SpendNext
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Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: SpendNext at none against 家底's 1. SpendNext also leads on update cadence (daily vs every 11 days). 家底's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.6). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 家底 sells 1 one-off in-app purchase. SpendNext asks for nothing beyond the download.
家底 ships an update every 11 days, SpendNext daily. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.
| Parameter | 家底 | SpendNext |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 11 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 39 MB | 17 MB |
| Age rating | 17+ | 4+ |
| Developer | 泽晨 冉 | 思宇 关 |
In-app purchases
家底
- Pro Version (Lifetime)$1.99
SpendNext
No in-app purchases









