Penny vs Worth It
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Penny
This minimal expense tracker helps you quickly record income and expenses, organize transactions by category, and review monthly spending trends. Understand where your money goes with clear summaries and budget progress reminders.
- Quickly record income and expenses
- Organize transactions by category
- Review monthly spending trends
- Track budget progress
- Category insights
- Data export
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Penny is a minimal expense tracker designed for everyday personal finance. It helps you keep track of spending with less friction: Quickly record income and expenses Organize every transaction by category Review monthly spending trends See which categories take up the largest share of your budget Track budget progress throughout the month You can use Penny for daily expenses, food, transport, shopping, subscriptions, and other personal spending. When you want to understand where your money went this month, Penny helps you see it clearly. Features: Fast and lightweight expense tracking Clean monthly summaries and spending trends Category insights to highlight major spending areas Budget progress reminders to help control spending Historical records for monthly review Data export for personal backup Local-first design with a simple and focused interface Whether you want to build a daily budgeting habit or better understand your monthly spending, Penny gives you a lightweight and dependable way to keep your finances clear.
Worth It
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Worth It: Daily Cost Tracker helps you see what your purchases really cost over time. Add an item with a purchase price, purchase date, notes, and photo, then watch the daily cost fall as you own it longer. Use Worth It to track item value, daily cost, ownership cost, purchase history, favorite possessions, and long-term value in one calm, private place. It is useful for reflecting on spending, comparing meaningful purchases, and keeping a simple visual record of the things you own. Features: - Daily cost and cost-per-day tracking for each item - Photos, purchase dates, prices, and notes - Home favorite item and clean home screen widgets - Simple stats for total spending, average daily cost, and best value - Share cards you can save to Photos - Currency display options and English / Chinese language support - Local-only data storage with no account required Worth It stores item data on your device and does not require sign-in. This app is not a regulated medical device and does not provide diagnosis, treatment, or medical advice.
Screenshots
Verdict
The clearest difference is in-app purchases: Worth It at none against Penny's 1. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Penny sells 1 one-off in-app purchase. Worth It asks for nothing beyond the download.
Penny ships an update every 3 days, Worth It every 2 days. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.
| Parameter | Penny | Worth It |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 10 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | 晓丰 张 | Songzuo Yao |
In-app purchases
Penny
- Penny Pro$1.99
Worth It
No in-app purchases









