Comparison

Penny vs Worth It

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Penny

This minimal expense tracker helps you quickly record income and expenses, organize transactions by category, and review monthly spending trends. Understand where your money goes with clear summaries and budget progress reminders.

Highlights
  • Quickly record income and expenses
  • Organize transactions by category
  • Review monthly spending trends
  • Track budget progress
  • Category insights
  • Data export
Features
Read full description

Penny is a minimal expense tracker designed for everyday personal finance. It helps you keep track of spending with less friction: Quickly record income and expenses Organize every transaction by category Review monthly spending trends See which categories take up the largest share of your budget Track budget progress throughout the month You can use Penny for daily expenses, food, transport, shopping, subscriptions, and other personal spending. When you want to understand where your money went this month, Penny helps you see it clearly. Features: Fast and lightweight expense tracking Clean monthly summaries and spending trends Category insights to highlight major spending areas Budget progress reminders to help control spending Historical records for monthly review Data export for personal backup Local-first design with a simple and focused interface Whether you want to build a daily budgeting habit or better understand your monthly spending, Penny gives you a lightweight and dependable way to keep your finances clear.

About

Worth It

Features
Read full description

Worth It: Daily Cost Tracker helps you see what your purchases really cost over time. Add an item with a purchase price, purchase date, notes, and photo, then watch the daily cost fall as you own it longer. Use Worth It to track item value, daily cost, ownership cost, purchase history, favorite possessions, and long-term value in one calm, private place. It is useful for reflecting on spending, comparing meaningful purchases, and keeping a simple visual record of the things you own. Features: - Daily cost and cost-per-day tracking for each item - Photos, purchase dates, prices, and notes - Home favorite item and clean home screen widgets - Simple stats for total spending, average daily cost, and best value - Share cards you can save to Photos - Currency display options and English / Chinese language support - Local-only data storage with no account required Worth It stores item data on your device and does not require sign-in. This app is not a regulated medical device and does not provide diagnosis, treatment, or medical advice.

Screenshots

Penny4 screens
Worth It4 screens

Verdict

The call

The clearest difference is in-app purchases: Worth It at none against Penny's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Penny sells 1 one-off in-app purchase. Worth It asks for nothing beyond the download.

UpkeepUpdate frequency

Penny ships an update every 3 days, Worth It every 2 days. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 8 level
Penny versus Worth It: the parameters behind the verdict, then further details
ParameterPennyWorth It
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size10 MB3 MB
Age rating4+4+
Developer晓丰 张Songzuo Yao

In-app purchases

1 purchases

Penny

One-time1
  • Penny Pro$1.99
None

Worth It

No in-app purchases

Questions

Is Penny free?
Penny is free to download, with in-app purchases available.
Is Worth It free?
Worth It is free to download, with no in-app purchases.
Do Penny or Worth It have ads?
Neither Penny nor Worth It shows ads.
Which is updated more often, Penny or Worth It?
Penny ships an update every 3 days, and Worth It every 2 days. Most recently, Penny was updated on October 31, 2026 and Worth It on October 28, 2026.

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