Comparison

PaySplit vs Split Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaySplit

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Highlights
  • Track group expenses
  • Clear balance visibility
  • Smart settlement suggestions
  • Multi-currency support
  • iCloud group sharing
  • Voice entry (Pro)
Features
Read full description

Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. We have no servers and collect no data. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Split Pay

Effortlessly split bills and track reimbursements by scanning receipts or manually entering items. Assign costs, calculate taxes and tips, and generate payment details for popular apps. Enjoy private, local-first bill splitting without account creation or subscriptions.

Highlights
  • Receipt scanning with item assignment
  • Manual bill splitting
  • Fair split of shared dishes
  • Proportional tax, tip, and discount application
  • Generate payment details for Venmo, Cash App, PayPal, Zelle
  • Instant total sharing
Features
Read full description

Split Pay: Get Paid Back helps you scan a receipt, assign every item, and send reimbursement details fast without doing the math yourself. Full receipt scanning requires iOS 26.0 or later and a compatible Apple Intelligence iPhone, including iPhone 15 Pro, iPhone 15 Pro Max, and iPhone 16 models or later. On other supported devices, you can still split bills manually. Use Split Pay to: - Scan a receipt and pull in line items - Add people and assign items in a tap - Split shared dishes fairly - Apply tax, tip, extra charges, and discounts proportionally - Generate share-ready payment details for Venmo, Cash App, PayPal, and Zelle - Copy or share each person’s total instantly Why people use Split Pay: - No account creation required - No subscription or in-app purchase required - Private, local-first bill splitting - Fast manual fallback when scanning is unavailable - Built for real group dinners, takeout, trips, and any

Screenshots

PaySplit4 screens
Split Pay4 screens

Verdict

The call

The clearest difference is in-app purchases: Split Pay at none against PaySplit's 3. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PaySplit sells 3 in-app purchases, starting at $2.99 per month. Split Pay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for PaySplit against 5.0 for Split Pay. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Scorecard2 real differences · 7 level
PaySplit versus Split Pay: the parameters behind the verdict, then further details
ParameterPaySplitSplit Pay
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Number of ratings11
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS26.026.0
Further details — not scored
Size16 MB2 MB
Age rating4+4+
DeveloperRicardo CarvalhoBrian Kim

Customer experience

PaySplit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Split Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

PaySplit

Subscriptions2
  • PaySplit Pro Monthly1 Month trial$2.991 Month
  • PaySplit Pro Yearly1 Year trial$14.991 Year
One-time1
  • Group Pass$4.99
None

Split Pay

No in-app purchases

Questions

Is PaySplit free?
PaySplit is free to download, with in-app purchases available.
Is Split Pay free?
Split Pay is free to download, with no in-app purchases.
Which has better reviews, PaySplit or Split Pay?
PaySplit and Split Pay are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do PaySplit or Split Pay have ads?
Neither PaySplit nor Split Pay shows ads.

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