Comparison

PaySplit vs RentSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaySplit

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Highlights
  • Track group expenses
  • Clear balance visibility
  • Smart settlement suggestions
  • Multi-currency support
  • iCloud group sharing
  • Voice entry (Pro)
Features
Read full description

Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. We have no servers and collect no data. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

RentSplit

Features
Read full description

Stop the rent and shared bill math headache. RentSplit is a clean, local-only tool designed to help you track household spending, manage roommates, and see a clear settlement guide instantly.Whether you are splitting a $2,000 rent or a $50 grocery bill, RentSplit ensures everyone pays exactly what they owe. Why RentSplit? NEW: Reliable Local Storage: No more losing data. Your expenses are now saved directly to your device so they are ready every time you open the app. NEW: Smart Reset Options: We’ve expanded your control. Choose to "Erase All" or use the new "Erase Expenses" to clear the bills while keeping your roommate list intact for the next calculation. Privacy First: No accounts, no cloud, and no data tracking. Your financial data stays 100% on your device. The "Shared Amount" Logic: Set a shared target (like monthly rent) and see exactly how individual expenses contribute to covering that total. Clean & Fast: No clutter, no ads—just the tools you need to settle up. A Note from the Developer:The journey of RentSplit began in 2021 as a personal project for my family. After years of using it every "Rent Day," I began building this native iOS version in October 2025. Following our initial March release—which ran on RAM with a single reset—I’ve listened to feedback and upgraded the app with persistent local storage and smarter reset options to make your monthly transitions even smoother .Built by a roommate, for roommates.

Screenshots

PaySplit4 screens
RentSplit4 screens

Verdict

The call

The clearest difference is in-app purchases: RentSplit at none against PaySplit's 2. RentSplit also leads on update cadence (fortnightly vs monthly) and iOS requirement (17.6 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PaySplit sells 2 in-app purchases, starting at $2.99 per month. RentSplit asks for nothing beyond the download.

UpkeepUpdate frequency

PaySplit ships an update monthly, RentSplit fortnightly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 6 level
PaySplit versus RentSplit: the parameters behind the verdict, then further details
ParameterPaySplitRentSplit
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.017.6 — better
Further details — not scored
Size15 MB3 MB
Age rating4+4+
DeveloperRicardo CarvalhoSudeep SHARMA

In-app purchases

2 purchases

PaySplit

Subscriptions2
  • PaySplit Pro Monthly$2.991 Month
  • PaySplit Pro Yearly$14.991 Year
None

RentSplit

No in-app purchases

Questions

Is PaySplit free?
PaySplit is free to download, with in-app purchases available.
Is RentSplit free?
RentSplit is free to download, with no in-app purchases.
Do PaySplit or RentSplit have ads?
Neither PaySplit nor RentSplit shows ads.
Which is updated more often, PaySplit or RentSplit?
PaySplit ships an update monthly, and RentSplit fortnightly. Most recently, PaySplit was updated on October 15, 2026 and RentSplit on October 7, 2026.

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