Comparison

PaySplit vs SplitPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaySplit

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Highlights
  • Track group expenses
  • Clear balance visibility
  • Smart settlement suggestions
  • Multi-currency support
  • iCloud group sharing
  • Voice entry (Pro)
Features
Read full description

Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. We have no servers and collect no data. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitPay

Features
Read full description

Our app makes dividing shared costs fast, easy, and stress-free. Whether you’re covering a meal, a trip, food shopping, housing, or any joint purchase, you can work out each person’s portion with just a couple of taps. Start a new expense, input the full sum, pick the way you want to divide it, and immediately view how much every member owes. Store past calculations, return to them at any time, or send the final breakdown to your group. Built with a sleek, contemporary look, our app lets you manage joint costs without extra complications. Features: - Divide costs evenly within moments - Set personalized payment figures - Split costs by percentage - Store earlier expense calculations - Send payment overviews - Produce clear spending summaries - Handle any quantity of participants - Quick and precise math - Straightforward, neat, and user-friendly layout From daily coffee runs to holiday spending and group meals, our app makes it simple to divide expenses fairly and keep everyone aligned. Privacy Policy: https://docs.google.com/document/d/1iDIaPdbOwz5DFgEWuPcnlOAxAz3xMgkCv7y3VeNoKSA/edit?tab=t.0 Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

PaySplit4 screens
SplitPay4 screens

Verdict

The call

The clearest difference is update cadence: PaySplit at every 3 weeks against SplitPay's every 2 months. SplitPay's advantage is iOS requirement (16.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PaySplit sells 3 in-app purchases, starting at $2.99 per month and SplitPay sells 5 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

PaySplit ships an update every 3 weeks, SplitPay every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 7 level
PaySplit versus SplitPay: the parameters behind the verdict, then further details
ParameterPaySplitSplitPay
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.016.0 — better
Further details — not scored
Size16 MB19 MB
Age rating4+4+
DeveloperRicardo CarvalhoSEIB INSURANCE AGENTS LTD

In-app purchases

3 purchases

PaySplit

Subscriptions2
  • PaySplit Pro Monthly1 Month trial$2.991 Month
  • PaySplit Pro Yearly1 Year trial$14.991 Year
One-time1
  • Group Pass$4.99
5 purchases

SplitPay

Subscriptions4
  • Weekly$4.997 Days
  • Weekly-Trial3 Days trial$4.997 Days
  • Monthly$12.991 Month
Show 1 more
  • Yearly$39.991 Year
One-time1
  • Lifetime$59.99

Questions

Is PaySplit free?
PaySplit is free to download, with in-app purchases available.
Is SplitPay free?
SplitPay is free to download, with in-app purchases available.
Do PaySplit or SplitPay have ads?
Neither PaySplit nor SplitPay shows ads.
Which is updated more often, PaySplit or SplitPay?
PaySplit ships an update every 3 weeks, and SplitPay every 2 months. Most recently, PaySplit was updated on October 24, 2026 and SplitPay on October 25, 2026.

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