Comparison

PaySplit vs Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PaySplit

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Highlights
  • Track group expenses
  • Clear balance visibility
  • Smart settlement suggestions
  • Multi-currency support
  • iCloud group sharing
  • Voice entry (Pro)
Features
Read full description

Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. We have no servers and collect no data. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splitly

Features
Read full description

Splitting rent, bills and trip costs with flatmates or friends? Splitly tracks who paid, works out who owes who, and settles the whole group up in the fewest payments. Free. No ads. No account. Splitly works completely offline and keeps every group on your phone. HOW IT WORKS Make a group for your flat, your trip or a night out. Add each expense as it happens and pick who paid. Splitly keeps every cent adding up and shows the balances instantly. SPLIT IT ANY WAY - Equally, by exact amounts, by percentage or by shares - Leave someone out of a split when they were not there - Every split reconciles to the cent, no rounding drift SETTLE UP THE SMART WAY - See each person's balance at a glance - Clear everything with the smallest set of transfers, not a tangle of IOUs - Record payments as people pay you back - Share a clean settle-up summary by text or image STAY ON TOP OF IT - Organise expenses by category - Search and filter your whole history - Set the group currency once and forget it PRIVATE BY DESIGN There is no account and nothing to sign up for. Your groups never leave your device. No ads, no tracking, no subscriptions. PERFECT FOR Flatmates sharing rent and bills, friends on a trip, group dinners, couples, housemates, events and shared projects. Add your first group in seconds and never chase a "you owe me" again.

Screenshots

PaySplit4 screens
Splitly4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitly at none against PaySplit's 2. Splitly also leads on iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PaySplit sells 2 in-app purchases, starting at $2.99 per month. Splitly asks for nothing beyond the download.

Scorecard2 real differences · 7 level
PaySplit versus Splitly: the parameters behind the verdict, then further details
ParameterPaySplitSplitly
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size15 MB4 MB
Age rating4+4+
DeveloperRicardo CarvalhoChoyo Labs Limited

In-app purchases

2 purchases

PaySplit

Subscriptions2
  • PaySplit Pro Monthly$2.991 Month
  • PaySplit Pro Yearly$14.991 Year
None

Splitly

No in-app purchases

Questions

Is PaySplit free?
PaySplit is free to download, with in-app purchases available.
Is Splitly free?
Splitly is free to download, with no in-app purchases.
Do PaySplit or Splitly have ads?
Neither PaySplit nor Splitly shows ads.

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