Comparison

EUPay Business vs HandlePay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

EUPay Business

Features
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European Pay Merchant - All-in-One Business Management Solution European Pay Merchant helps you accept payments, manage inventory, build customer loyalty, and grow your business with powerful tools designed for European merchants. KEY FEATURES Payment Processing Accept card payments, QR codes, and bank transfers Support for over 2,500 European banks via Powens integration Secure PIN-protected transactions Real-time payment notifications Digital wallet payments Product and Inventory Management Easy product catalog with categories CSV import for bulk product uploads Real-time inventory tracking Product images and descriptions Barcode scanning support Loyalty and Rewards 2.5% cashback on EU Pay transactions Automated loyalty points system Customer reward programs Special offers and promotions Seven types of promotional campaigns Business Analytics Real-time sales dashboard RFM (Recency, Frequency, Monetary) analysis Customer segmentation Revenue tracking and trends Transaction history and reports AI-Powered Insights Smart business recommendations Automated customer retention suggestions Predictive analytics Growth opportunity identification Professional Tools Multi-channel campaigns (Email, SMS, Push, WhatsApp) QR code generation for payments SIRET and SIREN business verification VAT number validation Professional invoicing Security and Compliance End-to-end encryption 6-digit PIN protection Secure authentication GDPR compliant European banking standards Perfect For Retail stores Restaurants and cafes Service businesses E-commerce Any European merchant Why Choose European Pay? Fast setup so you can start accepting payments quickly Multi-language support Dedicated merchant support Regular updates with new features Getting Started Sign up with your business details (SIRET or SIREN) Set up your product catalog Connect your bank account Start accepting payments Download European Pay Merchant today and take your business to the next level. Subscription disclosure with functional links to Terms of Use (EULA) and Privacy Policy is displayed: 1. In the subscription plan detail page โ€” below the purchase button, showing plan name, price, billing period, auto-renewal notice, and tappable links to Terms of Use (EULA) and Privacy Policy. 2. In the payment confirmation dialog โ€” before the user confirms purchase. 3. In the app drawer menu โ€” "Terms of Use (EULA)" and "Privacy Policy" are listed as menu items that open the respective URLs in Safari. 4. In the App Store description โ€” subscription terms, pricing, and links are included at the bottom. EULA: https://www.european-pay.fr/eula Privacy Policy: https://www.european-pay.fr/privacy-policy

About

HandlePay

Features
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Handle Pay is a user-owned money app that helps individuals and businesses in emerging markets receive money, hold value in digital dollars, and move between crypto and practical financial use cases through one unified product. At its core, Handle Pay is built to reduce the friction between traditional payment systems and crypto rails. Instead of forcing users to piece together wallets, exchanges, bridges, bank transfers, and payment apps on their own, Handle Pay brings these experiences into a simpler and more intuitive interface. Users can use Handle Pay to deposit supported assets, receive payments, request money, send funds to other users, withdraw on-chain, and manage balances across different wallet experiences. Over time, the platform is designed to expand into broader money use cases such as savings, local spending, and everyday financial coordination. Handle Pay is not just about accessing crypto. It is about making money more usable. For many users, especially in emerging markets, the real need is not speculation. It is the ability to receive global payments, protect value from local currency instability, and move money with fewer barriers.

Screenshots

EUPay Business4 screens
HandlePay4 screens

Verdict

The call

The clearest difference is in-app purchases: HandlePay at none against EUPay Business's 1. HandlePay also leads on update cadence (weekly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. EUPay Business sells 1 in-app purchase, starting at $12.99 per month. HandlePay asks for nothing beyond the download.

UpkeepUpdate frequency

EUPay Business ships an update monthly, HandlePay weekly. Both last shipped on October 28, 2026.

Scorecard2 real differences ยท 4 level
EUPay Business versus HandlePay: the parameters behind the verdict, then further details
ParameterEUPay BusinessHandlePay
PriceFreeFree
Update frequencyMonthlyWeekly โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 โ€” better16.4
Further details โ€” not scored
Size49 MB93 MB
Age rating4+4+
DeveloperDIGITAL PAYMENT SERVICES LtdBlockApex Labs Pvt. Ltd.

In-app purchases

1 purchases

EUPay Business

Subscriptions1
  • Starter Monthly Plan$12.991 Month
None

HandlePay

No in-app purchases

Questions

Is EUPay Business free?
EUPay Business is free to download, with in-app purchases available.
Is HandlePay free?
HandlePay is free to download, with no in-app purchases.
Do EUPay Business or HandlePay have ads?
Neither EUPay Business nor HandlePay shows ads.
Which is updated more often, EUPay Business or HandlePay?
EUPay Business ships an update monthly, and HandlePay weekly. Most recently, EUPay Business was updated on October 28, 2026 and HandlePay on October 28, 2026.

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